162 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 162 Tanner Cir, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details1,260 sqft · built 2004
Lot Size0.489 acres (21,301 sqft)
Owner2 Individual Names on Record
Last Sale$2,700 (Apr 2021)
Tax Bill$860 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jul 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN036-02-05-018.00

Property Details

APN / Parcel Number

Primary APN036-02-05-018.00
Alternative APN
  • 36B-041

Interior

Stories1 Story
Building Area1,260 sqft Living Area
Basement Area1,260 sqft
Unfinished Basement1,260 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,301 sqft (0.489 acres)
TerrainRolling
Garage TypeAttached
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address162 TANNER CIR
CitySTANFORD
StateKY
Zip40484-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionH & LOT 41 & 1/2 L40(.489 AC)
Legal SubdivisionHANGING FORK
Legal Lot Number41-1
JurisdictionLINCOLN KY
Township / Civil DivisionSTANFORD
Census Block Group3
Census Block3030
Census Tract920102

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address162 TANNER CIR, STANFORD, KY 40484-9517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Deed of Trust, Mortgage · FHA Mortgage
UNITED STATES OF AMERICA
Jul 6, 2022Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHERN NATIONAL BANK
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 14, 2021Deed, Transfer
Apr 24, 2018Special Warranty Deed, Transfer · Conventional Mortgage
WESTERN OHIO MORTGAGE CORP
Mar 3, 2017Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2021 · Amount on Record
Deed SaleApr 14, 2021 · Amount on Record
Prior SaleApr 24, 2018 · Amount on Record
Deed Document Number2021466358
Deed Book / Page460 / 16
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address162 TANNER CIR, STANFORD, KY 40484-9517
Transaction TypeMortgage
Record UpdatedJan 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 TANNER CIR, STANFORD, KY 40484-9517

Mortgage

Document Number000534/145
DateDec 20, 2023
Book Page534/145
Instrument2296040
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueMay 1, 2050

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address162 TANNER CIR, STANFORD, KY 40484-9517
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 TANNER CIR, STANFORD, KY 40484-9517

Mortgage

Document Number000516/253
DateJul 6, 2022
Book Page516/253
Instrument492788
Lender
NameFIRST SOUTHERN NATIONAL BANK
TypeBank
AddressSTANFORD, KY 40484
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 26, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN KY
Property Address162 TANNER CIR, STANFORD, KY 40484-9517
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG478/283
DateMay 4, 2020
Book PageMTG 478/283
Instrument461739
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateApr 14, 2021
Property Address162 TANNER CIR, STANFORD, KY 40484-9517
Document NumberDEED460/16
Book / PageDEED 460 / 16
Map ReferenceCAB E SL 156
Instrument DateApr 5, 2021
Instrument466358
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
Tax$3.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 TANNER CIR, 126, STANFORD, KY 40484-9517

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address162 TANNER CIR, STANFORD, KY 40484-9517

April 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN KY
Recording DateApr 24, 2018
Property Address162 TANNER CIR, STANFORD, KY 40484-9517
Document NumberDEED440/345
Book / PageDEED 440 / 345
Map ReferenceCAB B SL 639
Instrument DateMar 22, 2018
Instrument337862
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyALLODIAL TITLE, ALLODIAL TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3701 REGENT BLVD # BLVD100B, 3701, IRVING, TX 75063-2312

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 TANNER CIR, STANFORD, KY 40484-9517

Mortgage

Document Number337863
DateApr 24, 2018
Instrument337863
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

March 2017: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionLINCOLN KY
Recording DateMar 3, 2017
Property Address162 TANNER CIR, STANFORD, KY 40484-9517
Document NumberDEED433/407
Book / PageDEED 433 / 407
Map ReferenceCAB B SL 639
Instrument DateMar 2, 2017
Instrument333336
Transaction TypeForeclosure
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16745 W BERNARDO DR STE 300, 300, SAN DIEGO, CA 92127-1908
Mail Care OfCALIBER HOME LOANS
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$860.00 (-7.13%) Homeowner's exemption$136,700 (-) Land $18,000 Building $118,700$136,700 (-) Land $18,000 Building $118,700
2024$926.00
2023$136,700 Land $18,000 Building $118,700$136,700 Land $18,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFORD WATER WORKS
serves 9,284 people · EPA ID KY0690417
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on Tanner Cir

Nearby Streets

Search Property Records by Address or Parcel Number