126 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 126 Tanner Cir, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 2005
Lot Size0.666 acres (29,011 sqft)
Owner2 Individual Names on File
Last Sale$161,500 (Jul 2021)
Tax Bill$1,635 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN036-02-05-001.00

Property Details

APN / Parcel Number

Primary APN036-02-05-001.00
Alternative APN
  • 36B-039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,011 sqft (0.666 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address126 TANNER CIR
CitySTANFORD
StateKY
Zip40484-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionH & LOT 39 & 1/2 L40(.666 AC)
Legal SubdivisionHANGING FORK SUB
Legal Lot Number39-1
JurisdictionLINCOLN KY
Township / Civil DivisionSTANFORD
Census Block Group3
Census Block3030
Census Tract920102

Owner

126 Tanner Cir is owned and occupied by two individuals who bought it in July 2021.

Source: Lincoln County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address126 TANNER CIR, STANFORD, KY 40484-9517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed, Transfer · FHA Mortgage
ENVOY MORTGAGE LTD
Nov 16, 2017Deed, Transfer · VA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2021 · Amount on File
Deed SaleJul 15, 2021 · Amount on File
Prior SaleNov 16, 2017 · Amount on File
Deed Document Number2021477739
Deed Book / Page462 / 203
Record UpdatedSep 20, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateJul 15, 2021
Property Address126 TANNER CIR, STANFORD, KY 40484-9517
Document NumberDEED462/203
Book / PageDEED 462 / 203
Map ReferenceCAB B SL 639
Instrument DateJul 12, 2021
Instrument477739
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$161.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3800 NICHOLASVILLE RD APT 10518, 3800, LEXINGTON, KY 40503-6352

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address768 STONER ST, HARRODSBURG, KY 40330-1438

Mortgage

Document Number477740
DateJul 15, 2021
Instrument477740
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Mortgage

Document NumberMTG498/817
DateJul 15, 2021
Book PageMTG 498/817
Instrument477741
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueAug 1, 2031

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateNov 16, 2017
Property Address126 TANNER CIR, STANFORD, KY 40484-9517
Document NumberDEED437/866
Book / PageDEED 437 / 866
Map ReferenceCAB B SL 639
Instrument DateNov 15, 2017
Instrument336299
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 MEADOWBROOK DR, 114, UNICOI, TN 37692-6574

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address126 TANNER CIR, STANFORD, KY 40484-9517

Mortgage

Document Number336300
DateNov 16, 2017
Instrument336300
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 126 Tanner Cir was $1,635, down 4.3% from the year before.

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,635.00 (-4.27%)$166,500 Land $25,000 Building $141,500$166,500 Land $25,000 Building $141,500
2024$1,708.00
2023$166,500 Land $25,000 Building $141,500$166,500 Land $25,000 Building $141,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Tanner Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Tanner Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFORD WATER WORKS
serves 9,284 people · EPA ID KY0690417
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on Tanner Cir

Nearby Streets

Search Property Records by Address or Parcel Number