St. Johns County property record for 77 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,197 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,900 (2018) |
| Tax Bill | $8,715.00 (2025) |
| Primary APN | 010012-1590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 3,197 sqft Living Area |
| Gross Area | 3,832 sqft Gross Area |
| 1st Floor | 1,359 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 635 sqft Garage |
| Porch Area | 525 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 77 RIVERCLIFF TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1147 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 90/53-55 SHEARWATER PHASE 1B EAST-6 LOT 159 OR4660/267 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 1B EAST-6 |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 159 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010012-1590
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VYSTAR CU |
| Sep 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NP INC |
| Dec 27, 2018 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage US MTG/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on Record |
| Deed Sale | Dec 27, 2018 · Amount on Record |
| Deed Doc Number | 201892116 |
| Deed Book / Page | 4660 / 267 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 77 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 77 RIVERCLIFF TRL, ST AUGUSTINE, FL 32092-1147 |
| Document Number | 0063140554 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 6314/554 |
| Instrument | 2026017041 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 77 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 77 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Document Number | 0050330718 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 5033/718 |
| Instrument | 2020074644 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 27, 2018 |
| Property Address | 77 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Document Number | 0046600267 |
| Book / Page | 004660 / 000267 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 92116 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,086.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 77 RIVERCLIFF TRL ST AUGUSTINE FL 320921147, ST AUGUSTINE, FL 32092-1147 |
| Document Number | 46600269 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 004660/000269 |
| Instrument | 92117 |
| Name | US MTG/FL |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,280 (+2.7%) | $565,879 (-6.66%) Land $120,000 Building $445,879 | |
| 2025 | $8,715.00 (+7.65%) Homeowner's exemption | $462,785 (+2.9%) | $606,281 (-1.8%) Land $120,000 Building $486,281 |
| 2024 | $8,096.00 (+1.93%) Homeowner's exemption | $449,742 (+3%) | $617,398 (-0.92%) Land $105,500 Building $511,898 |
| 2023 | $7,943.00 (+5.29%) Homeowner's exemption | $436,643 (+3%) | $623,126 (+14.92%) Land $105,500 Building $517,626 |
| 2022 | $7,544.00 Homeowner's exemption | $423,925 | $542,217 Land $95,200 Building $447,017 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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