St. Johns County property record for 48 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,636 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Garage | Attached, 643 sqft |
| Last Sale | $355,000 (2018) |
| Tax Bill | $9,857.00 (2025) |
| Primary APN | 010012-3000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 3,369 sqft Gross Area |
| 1st Floor | 2,636 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 643 sqft Garage |
| Porch Area | 90 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 48 RIVERCLIFF TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1147 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 90/53-55 SHEARWATER PHASE 1B EAST-6 LOT 300 OR4601/843 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 1B EAST-6 |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 300 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010012-3000
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1031B BLUEBERRY LN, FRANKLIN, TN 37064-4367 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Aug 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NP INC |
| Aug 23, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) BANK OF ENGLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on Record |
| Deed Sale | Aug 23, 2018 · Amount on Record |
| Deed Doc Number | 201861290 |
| Deed Book / Page | 4601 / 843 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 48 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0058601510 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 5860/1510 |
| Instrument | 2023091554 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 48 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050110900 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 5011/900 |
| Instrument | 2020065676 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 23, 2018 |
| Property Address | 48 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Document Number | 0046010843 |
| Book / Page | 004601 / 000843 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 61290 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 09, 2019 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 RIVERCLIFF TRL ST AUGUSTINE FL 320921147, ST AUGUSTINE, FL 32092-1147 |
| Document Number | 46010849 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 004601/000849 |
| Instrument | 61293 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,067 (-5.65%) Land $120,000 Building $360,067 | $480,067 (-5.65%) Land $120,000 Building $360,067 | |
| 2025 | $9,857.00 (+42.77%) | $508,813 (+47.74%) | $508,813 (-2.02%) Land $120,000 Building $388,813 |
| 2024 | $6,904.00 (+1.95%) | ||
| 2023 | $6,772.00 (+5.85%) Homeowner's exemption | $344,399 (+3%) | $519,293 (+13.16%) Land $105,500 Building $413,793 |
| 2022 | $6,398.00 Homeowner's exemption | $334,368 | $458,890 Land $95,200 Building $363,690 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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