St. Johns County property record for 97 Rivercliff Trl, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,956 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2021) |
| Tax Bill | $9,683.00 (2025) |
| Primary APN | 010012-1610 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,956 sqft Living Area |
| Gross Area | 3,671 sqft Gross Area |
| 1st Floor | 1,745 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 715 sqft Garage |
| Porch Area | 182 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 97 RIVERCLIFF TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1147 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 90/53-55 SHEARWATER PHASE 1B EAST-6 LOT 161 OR5282/1694 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 1B EAST-6 |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 161 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010012-1610
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 01, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PRIVATE INDIVIDUAL |
| Jun 21, 2019 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2021 · Amount on Record |
| Deed Sale | Jun 03, 2021 · Amount on Record |
| Prior Sale | Jun 21, 2019 · Amount on Record |
| Deed Doc Number | 202162682 |
| Deed Book / Page | 5282 / 1694 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 03, 2021 |
| Property Address | 97 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Document Number | 0052821694 |
| Book / Page | 5282 / 1694 |
| Map Reference | MB 90 PG 53-55 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021062682 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4737 GWINNETT ARCH, VIRGINIA BEACH, VA 23455-4718 |
| Name | Verified Name |
|---|---|
| Address | 97 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Document Number | 0052821696 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 5282/1696 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 97 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Document Number | 0050450713 |
| Instrument Date | Sep 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 97 RIVERCLIFF TRL ST AUGUSTINE FL 320921147, ST AUGUSTINE, FL 32092-1147 |
| Document Number | 0050450713 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 005045/000713 |
| Instrument | 79807 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | PENSACOLA, FL 32501 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 21, 2019 |
| Property Address | 97 RIVERCLIFF TRL, SAINT AUGUSTINE, FL 32092-1147 |
| Document Number | 0047450353 |
| Book / Page | 004745 / 000353 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 43854 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 08, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,061.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 97 RIVERCLIFF TRL ST AUGUSTINE FL 320921147, ST AUGUSTINE, FL 32092-1147 |
| Document Number | 47450355 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 004745/000355 |
| Instrument | 43855 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,177 (-6.82%) Land $120,000 Building $378,177 | $498,177 (-6.82%) Land $120,000 Building $378,177 | |
| 2025 | $9,683.00 (-0.77%) Homeowner's exemption | $534,660 (-1.5%) | $534,660 (-1.5%) Land $120,000 Building $414,660 |
| 2024 | $9,758.00 (+0.73%) | $542,792 (-) | $542,792 (-) Land $105,500 Building $437,292 |
| 2023 | $9,687.00 (+10.42%) | $542,792 (+12.92%) | $542,792 (+12.92%) Land $105,500 Building $437,292 |
| 2022 | $8,773.00 | $480,673 | $480,673 Land $95,200 Building $385,473 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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