77 Preston Ave, Elgin, IL 60120 Property Records

Kane County property record for 77 Preston Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,902 sqft · built 1910
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$6,600 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-13-281-001

Property Details

APN / Parcel Number

Primary APN06-13-281-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,902 sqft Living Area
Gross Area2,753 sqft
Basement Area851 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Foundation TypeNo Foundation
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address77 PRESTON AVE
CityELGIN
StateIL
Zip60120-4430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJONATHAN FORCES ADDN LOT 18 BLOCK 4
Legal SubdivisionJONATHAN FORCES ADDN
Legal Block4
Legal Lot Number18
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract851400

Owner

77 Preston Ave is owned and occupied by an individual.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address77 PRESTON AVE, ELGIN, IL 60120-4430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Mar 28, 2019Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address77 PRESTON AVE, ELGIN, IL 60120-4430
Transaction TypeMortgage
Record UpdatedFeb 9, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006474
DateFeb 2, 2022
Instrument2022K006474
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2037
Interest
Rate2.5%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address77 PRESTON AVE, ELGIN, IL 60120-4430
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048542
DateAug 26, 2020
Instrument2020K048542
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035
Interest
Rate3.37%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 28, 2019
Property Address77 PRESTON AVE, ELGIN, IL 60120-4430
Document Number0000011952
Instrument DateMar 22, 2019
Instrument2019K011952
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 PRESTON AVE, ELGIN, IL 60120-4430

Mortgage

Document Number0000011953
DateMar 28, 2019
Instrument2019K011953
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2034
Interest
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 77 Preston Ave was $6,600 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,600.00 Homeowner's exemption$94,520 (+8.57%) Land $19,405 Building $75,115$283,673 (+8.57%) Land $58,238 Building $225,435
2024$87,059 Land $17,873 Building $69,186$261,282 Land $53,640 Building $207,641
2022$6,218.00 (+3.96%)$71,716 (+6.96%) Land $14,723 Building $56,993$215,148 (+6.96%) Land $44,169 Building $170,979
2021$5,981.00$67,049 Land $13,765 Building $53,284$201,147 Land $41,295 Building $159,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Preston Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 77 Preston Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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