227 Preston Ave, Elgin, IL 60120 Property Records

Kane County property record for 227 Preston Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,517 sqft · built 1950
Lot Size	0.163 acres (7,115 sqft)
Owner	Company Name on Record
Last Sale	$111,500 (Dec 1997)
Tax Bill	$5,565 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-13-230-001`

Property Details

APN / Parcel Number

Primary APN	`06-13-230-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,517 sqft Living Area
Gross Area	2,637 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Lot Area	7,115 sqft (0.163 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	227 PRESTON AVE
City	ELGIN
State	IL
Zip	60120-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKSIDE ADDN LOT 1 BLOCK 3
Legal Subdivision	PARKSIDE ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	227 PRESTON AVE, ELGIN, IL 60120-4432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 1997 · Amount on Record
Deed Sale	Dec 29, 1997 · Amount on Record
Deed Document Number	199790087
Last Transfer Date	May 17, 2019
Transfer Doc	0000025315
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	227 PRESTON AVE, ELGIN, IL 60120-4432
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039699
Date	Oct 10, 2025
Instrument	2025K039699

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 18, 2019
Property Address	227 PRESTON AVE, ELGIN, IL 60120-4432
Document Number	0000025315
Instrument Date	May 17, 2019
Instrument	25315
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	227 PRESTON AVE ELGIN IL 601204432, ELGIN, IL 60120-4432

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,565.00 (+13.62%) Homeowner's exemption Senior Citizen's exemption	$88,952 (+8.57%) Land $18,190 Building $70,762	$266,963 (+8.57%) Land $54,592 Building $212,371
2024		$81,930 (+21.39%) Land $16,754 Building $65,176	$245,888 (+21.44%) Land $50,282 Building $195,606
2022	$4,898.00 (+5.38%) Homeowner's exemption	$67,491 (+6.96%) Land $13,801 Building $53,690	$202,473 (+6.96%) Land $41,403 Building $161,070
2021	$4,648.00 Homeowner's exemption	$63,099 Land $12,903 Building $50,196	$189,297 Land $38,709 Building $150,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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