425 Preston Ave, Elgin, IL 60120 Property Records

Kane County property record for 425 Preston Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,224 sqft · built 1928
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Dec 2016)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-483-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-483-001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,224 sqft Living Area
Gross Area	2,040 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	425 PRESTON AVE
City	ELGIN
State	IL
Zip	60120-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK ADDN LOT 16 BLOCK 5
Legal Subdivision	HIGHLAND PARK ADDN
Legal Block	5
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4012
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	425 PRESTON AVE, ELGIN, IL 60120-4217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2016 · Amount on Record
Deed Sale	Dec 9, 2016 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	201667922
Prior Transfer Date	Oct 18, 2012
Prior Transfer Doc	0000074286
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	425 PRESTON AVE, ELGIN, IL 60120-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059953
Date	Oct 9, 2020
Instrument	2020K059953

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,957.00 (+18.02%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$80,980 (+8.57%) Land $20,597 Building $60,383	$243,037 (+8.57%) Land $61,816 Building $181,221
2024		$74,588 (+21.39%) Land $18,971 Building $55,617	$223,854 (+21.44%) Land $56,936 Building $166,918
2022	$4,200.00 (+5.93%) Disabled Person's exemption	$61,444 (+6.96%) Land $15,628 Building $45,816	$184,332 (+6.96%) Land $46,884 Building $137,448
2021	$3,965.00 Disabled Person's exemption	$57,446 Land $14,611 Building $42,835	$172,338 Land $43,833 Building $128,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Preston Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures