Harford County property record for 77 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,880 sqft Total Area |
| Lot Size | 8,050 sqft (0.185 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2021) |
| Tax Bill | $3,131.00 (2025) |
| Primary APN | 01-133179 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,880 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,050 sqft (0.185 acres) |
| Depth X Width | 115 ft x 70 ft Depth x Width |
| Deck Area | 240 sqft Deck |
| Patio Area | 288 sqft Patio |
| Porch Area | 150 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 133179 |
|---|---|
| Street Address | 77 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 17 8050 SF 77 NEPTUNE DRIVE RUMSEY ISL P16 P 28/21 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 89 |
| Legal Lot Number | 17 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-133179
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Aug 22, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIRST FEDERAL BANK |
| Nov 23, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | May 28, 1986 · Amount on Record |
| Deed Book / Page | 15205 / 380 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 27, 2026 |
| Property Address | 77 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Document Number | 0170990375 |
| Book / Page | 17099 / 375 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 77 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Document Number | 1709000375, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 17099/375 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Dec 01, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 77 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 77 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Document Number | 0156420002 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 15642/2 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 23, 2021 |
| Property Address | 77 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Document Number | 0152050380 |
| Book / Page | 15205 / 380 |
| Map Reference | MB HDC 28 FO 21 |
| Instrument Date | Nov 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Document Number | 0015205384 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 15205/384 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,233 (+5.42%) | $336,700 (-) Land $81,900 Building $254,800 | |
| 2025 | $3,131.00 (+16.48%) Homeowner's exemption | $303,767 (+13.77%) | $336,700 (+17.19%) Land $81,900 Building $254,800 |
| 2023 | $267,000 | $287,300 Land $81,900 Building $205,400 | |
| 2022 | $2,688.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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