74 Neptune Dr, Joppa, MD 21085 Property Records

Harford County property record for 74 Neptune Dr, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1975
Square Footage1,524 sqft Total Area
Lot Size7,875 sqft (0.181 acres)
GarageAttached
OccupancyOwner Occupied
Last Sale$240,000 (2020)
Tax Bill$2,467.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-148338
Alternative APNs
  • 1148338
  • 148338

Interior

Full Baths1 Baths
Building Area1,524 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area7,875 sqft (0.181 acres)
Depth X Width125 ft x 63 ft Depth x Width
Garage TypeAttached Garage
Patio Area364 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number148338
Street Address74 NEPTUNE DR
CityJOPPA
StateMD
Zip21085-4539
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 29 BK 90 7875 SF 74 NEPTUNE DRIVE RUMSEY ISL PT 28/21
Legal SubdivisionJOPPATOWNE
Legal Block90
Legal Lot Number29
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup4
Census Block4008
Census Tract301401

Owner

Source: Harford County records · APN 01-148338

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address74 NEPTUNE DR, JOPPA, MD 21085-4539
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2017Deed of Trust, Mortgage · Closed End Mortgage
PNC BANK NA
Aug 12, 2019Deed of Trust, Mortgage · Closed End Mortgage
PNC BANK NA
Sep 17, 2020Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleOct 20, 2004 · Amount on Record
Deed Book / Page14114 / 407
Record RefreshedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address74 NEPTUNE DR, JOPPA, MD 21085-4539
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0123930256
DateJun 20, 2017
Book Page12393/0256
Instrument12393-0256
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed End Mortgage
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address74 NEPTUNE DR, JOPPA, MD 21085-4539
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133870293
DateAug 12, 2019
Book Page13387/0293
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed End Mortgage
AmountAmount Recorded

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateSep 17, 2020
Property Address74 NEPTUNE DR, JOPPA, MD 21085-4539
Document Number0141140407
Book / Page14114 / 407
Map ReferenceMB HDC28 FO 21
Instrument DateSep 15, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 NEPTUNE DR, JOPPA, MD 21085-4539

Mortgage

Document Number0014114414
DateSep 17, 2020
Instrument14114/414
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$249,467 (+16.48%)$261,000 (+15.28%) Land $81,900 Building $179,100
2025$2,467.00 (+12.14%)
2023$214,167$226,400 Land $81,900 Building $144,500
2022$2,200.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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