Harford County property record for 81 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Split Foyer |
| Year Built | Built 1975 |
| Square Footage | 996 sqft Total Area |
| Lot Size | 8,050 sqft (0.185 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2020) |
| Tax Bill | $2,705.00 (2025) |
| Primary APN | 01-126814 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 996 sqft Total Area |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,050 sqft (0.185 acres) |
| Depth X Width | 115 ft x 70 ft Depth x Width |
| Deck Area | 336 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 126814 |
|---|---|
| Street Address | 81 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 15 70/70X115 81 NEPTUNE DRIVE RUMSEY ISL PT 28/21 |
| Legal Subdivision | PLAT OF RUMSEY ISLAND |
| Legal Block | 89 |
| Legal Lot Number | 15,81 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-126814
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Mar 04, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 04, 2020 · Amount on Record |
| Deed Sale | Mar 04, 2020 · Amount on Record |
| Prior Sale | May 21, 2003 |
| Deed Book / Page | 13724 / 131 |
| Transfer Doc | 0046020422 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 81 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0147210281 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 14721/281 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 04, 2020 |
| Property Address | 81 NEPTUNE DR, JOPPA, MD 21085-4538 |
| Document Number | 0137240131 |
| Book / Page | 013724 / 000131 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 81 NEPTUNE DR JOPPA MD 210854538, JOPPA, MD 21085-4538 |
| Document Number | 137240137 |
|---|---|
| Date | Mar 04, 2020 |
| Book Page | 013724/000137 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,667 (+5.06%) | $287,900 (-) Land $81,900 Building $206,000 | |
| 2025 | $2,705.00 (+8.77%) | $261,433 (+9.75%) | $287,900 (+16%) Land $81,900 Building $206,000 |
| 2023 | $238,200 | $248,200 Land $81,900 Building $166,300 | |
| 2022 | $2,487.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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