77 Montecilo, Foothill Ranch, CA 92610 Property Records

Orange County property record for 77 Montecilo, Foothill Ranch, CA 92610

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,729 sqft · built 1993
Lot Size0.134 acres (5,850 sqft)
Owner2 Company Names on File
Last Sale$630,000 (Sep 2009)
Tax Bill$8,957 (2025)
Deeds & MortgagesAug 2021 Transfer
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN601-181-57

Property Details

APN / Parcel Number

Primary APN601-181-57

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,729 sqft Living Area

Exterior

Year BuiltBuilt 1993
Lot Area5,850 sqft (0.134 acres)
Garage Area569 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address77 MONTECILO
CityFOOTHILL RANCH
StateCA
Zip92610-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 13754 BLK LOT 72
Legal Subdivision13754
Legal Tract13754
Legal Lot Number72
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group3
Census Block3005
Census Tract52430

Owner

Source: Orange County records · APN 601-181-57

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address77 MONTECILO, FOOTHILL RANCH, CA 92610-1734
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Intrafamily Transfer, Transfer
MORTGAGE CONNECT LP
Aug 03, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Mar 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
SCHOOLSFIRST FCU
Jun 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
OCEAN LENDING HOME LOANS INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 04, 2009 · Amount on Record
Deed SaleSep 04, 2009 · Amount on Record
Prior SaleAug 03, 2021
Deed Document Number0000477716
Record UpdatedJun 08, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateAug 03, 2021
Property Address77 MONTECILO, FOOTHILL RANCH, CA 92610-1734
Document Number0000489549
Map ReferenceMB 653 PG 28-32
Instrument DateMay 13, 2021
Instrument2021000489549
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address77 MONTECILO, FOOTHILL RNCH, CA 92610-1734

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateAug 03, 2021
Property Address77 MONTECILO, FOOTHILL RANCH, CA 92610-1734
Document Number0000489547
Map ReferenceMB 653 PG 28-32
Instrument DateMay 13, 2021
Instrument2021000489547
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address77 MONTECILO, FOOTHILL RANCH, CA 92610-1734

Mortgage

Document Number0000489548
DateAug 03, 2021
Instrument2021000489548
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address77 MONTECILO, FOOTHILL RANCH, CA 92610-1734
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070706
DateMar 07, 2019
Instrument2019000070706
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateJun 18, 2020
Property Address77 MONTECILO, FOOTHILL RANCH, CA 92610-1734
Document Number0000283122
Map ReferenceMB 653 PG 28-32
Instrument DateJun 04, 2020
Instrument2020000283122
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyNETCO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address77 MONTECILO, FOOTHILL RANCH, CA 92610-1734

Mortgage

Document Number0000283123
DateJun 18, 2020
Instrument2020000283123
Lender
NameOCEAN LENDING HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Mortgage

Document Number0000283124
DateJun 18, 2020
Instrument2020000283124
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,957.00 (+4.32%) Homeowner's exemption$865,232 (+4.04%) Land $455,338 Building $409,894
2023$8,586.00 (+8.29%) Homeowner's exemption$831,635 Land $437,657 Building $393,978
2022$7,929.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: Xfinity.

Based on FCC filings for 824 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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