74 Montecilo, Foothill Ranch, CA 92610 Property Records

Orange County property record for 74 Montecilo, Foothill Ranch, CA 92610

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,394 sqft · built 1993
Lot Size0.125 acres (5,460 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Feb 2006)
Tax Bill$12,530 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN601-181-59

Property Details

APN / Parcel Number

Primary APN601-181-59

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,394 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area5,460 sqft (0.125 acres)
Garage Area568 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address74 MONTECILO
CityFOOTHILL RANCH
StateCA
Zip92610-1732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 13754 BLK LOT 74
Legal SubdivisionTRACT NO 13754
Legal Tract13754
Legal Lot Number74
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group3
Census Block3005
Census Tract52430

Owner

Source: Orange County records · APN 601-181-59

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address74 MONTECILO, FOOTHILL RANCH, CA 92610-1732
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 03, 2021Intrafamily Transfer, Transfer · Line of Credit
SCHOOLSFIRST FCU
Dec 16, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 2006 · Amount on Record
Deed SaleFeb 15, 2006 · Amount on Record
Deed Document Number2006107493
Last Transfer DateApr 16, 2021
Transfer Doc0000293595
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateMay 03, 2021
Property Address74 MONTECILO, FOOTHILL RANCH, CA 92610-1732
Document Number0000293595
Map ReferenceMB 653 PG 28-32
Instrument DateApr 16, 2021
Instrument2021000293595
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address74 MONTECILO, FOOTHILL RANCH, CA 92610-1732

Mortgage

Document Number0000293596
DateMay 03, 2021
Instrument2021000293596
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateDec 16, 2020
Property Address74 MONTECILO, FOOTHILL RANCH, CA 92610-1732
Document Number0000742545
Map ReferenceMB 653 PG 28-32
Instrument DateDec 10, 2020
Instrument2020000742545
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyWFG NATIONAL TITLE CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address74 MONTECILO, FOOTHILL RANCH, CA 92610-1732

Mortgage

Document Number0000742546
DateDec 16, 2020
Instrument2020000742546
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,530.00 (+1.85%) Homeowner's exemption$1,205,651 (+4.04%) Land $734,240 Building $471,411
2024$12,302.00 (+2.42%)
2023$12,011.00 (+24.92%) Homeowner's exemption$1,158,835 Land $705,729 Building $453,106
2022$9,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: Xfinity.

Based on FCC filings for 824 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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