Erie County and Lancaster Town property record for 77 Madison St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,161 sqft · built 1965 |
| Lot Size | 0.166 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Sep 2023) |
| Tax Bill | $5,116 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.07-8-2 |
| Primary APN | 145203 115.07-8-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.166 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 77 MADISON ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC10 592 52 53 60 X 120 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 8 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 14300 |
77 Madison St is owned and occupied by an individual who bought it in September 2023.
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 MADISON ST, LANCASTER, NY 14086-2547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 7, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on File |
| Deed Sale | Sep 21, 2023 · Amount on File |
| Prior Sale | Mar 7, 2017 · Amount on File |
| Deed Document Number | 20232023162652 |
| Deed Book / Page | 11422 / 1331 |
| Prior Transfer Date | Dec 22, 2015 |
| Prior Transfer Doc | 0112900327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 21, 2023 |
| Property Address | 77 MADISON ST, LANCASTER, NY 14086-2547 |
| Document Number | 0114221331 |
| Book / Page | 11422 / 1331 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023162652 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 MADISON ST, LANCASTER, NY 14086-2547 |
| Name | Verified Name |
|---|---|
| Address | 259 LYDIA LN, CHEEKTOWAGA, NY 14225-5237 |
| Document Number | 0141043052 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 14104/3052 |
| Instrument | 2023162653 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 7, 2017 |
| Property Address | 77 MADISON ST, LANCASTER, NY 14086-2547 |
| Document Number | 0113102999 |
| Book / Page | 11310 / 2999 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 000000047644 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 MADISON ST, LANCASTER, NY 14086-2547 |
The 2026 property tax bill for 77 Madison St was $5,116, up 196.1% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,116.00 (+196.06%) | ||
| 2025 | $1,728.00 (-65.2%) | $148,000 (-) Land $33,100 Building $114,900 | $231,250 (+12.48%) Land $51,719 Building $179,531 |
| 2024 | $4,965.00 | $148,000 (-) Land $33,100 Building $114,900 | $205,600 (+4.21%) Land $45,982 Building $159,618 |
| 2023 | $148,000 (-) Land $33,100 Building $114,900 | $197,300 (+15.99%) Land $44,126 Building $153,174 | |
| 2022 | $148,000 Land $33,100 Building $114,900 | $170,100 Land $38,043 Building $132,057 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 77 Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Madison St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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