48 Madison St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 48 Madison St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,165 sqft · built 1934
Lot Size	0.249 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Jan 2008)
Tax Bill	$5,210 (2026)
Flood Zone	Zone X (minimal risk)
APN	`145203 115.07-7-14.2`

Property Details

APN / Parcel Number

Primary APN	`145203 115.07-7-14.2`
Alternative APN	`52031150700007014200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,800 sqft (0.249 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 MADISON ST
City	LANCASTER
State	NY
Zip	14086-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	7
Legal Lot Number	14.200
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4002
Census Tract	14300

Owner

48 Madison St is owned and occupied by two individuals who acquired it in April 2014.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 MADISON ST, LANCASTER, NY 14086-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2008 · Amount on File
Deed Sale	Jan 10, 2008 · Amount on File
Prior Sale	Aug 3, 2006 · Amount on File
Deed Document Number	20087790
Deed Book / Page	11139 / 4764
Last Transfer Date	Apr 9, 2014
Transfer Doc	0112628536
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 48 Madison St was $5,210 with a homeowner's exemption, up 31.4% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,210.00 (+31.4%) Homeowner's exemption
2025	$3,965.00 (-21.61%)	$151,000 (-) Land $42,400 Building $108,600	$235,938 (+12.51%) Land $66,250 Building $169,688
2024	$5,058.00 Homeowner's exemption	$151,000 (-) Land $42,400 Building $108,600	$209,700 (+4.17%) Land $58,883 Building $150,817
2023	Homeowner's exemption	$151,000 Land $42,400 Building $108,600	$201,300 Land $56,524 Building $144,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20