Harnett County property record for 77 Germantown Rd, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,412 sqft · built 2009 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,000 (May 2009) |
| Tax Bill | $2,697 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400038830 |
| Primary APN | 1400038830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,412 sqft Heated Area |
| 1st Floor Area | 2,128 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 341 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1400038830 |
|---|---|
| Street Address | 77 GERMANTOWN RD |
| City | CAMERON |
| State | NC |
| Zip | 28326-6265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#62 LEXINGTON PLANTATIOMAP#2008-205 |
| Legal Subdivision | LEXINGTON PLANTATION |
| Legal Lot Number | 62 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71303 |
77 Germantown Rd is owned and occupied by an individual who acquired it in June 2009.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77 GERMANTOWN RD, CAMERON, NC 28326-6265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Aug 8, 2017 | Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2009 · Amount on File |
| Deed Sale | May 5, 2009 · Amount on File |
| Deed Document Number | 20096675 |
| Deed Book / Page | 2622 / 144 |
| Last Transfer Date | Jun 2, 2009 |
| Transfer Doc | 0000009026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 77 GERMANTOWN RD, CAMERON, NC 28326-6265 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003963 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 3942/182 |
| Instrument | 2021003963 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 77 GERMANTOWN RD, CAMERON, NC 28326-6265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011789 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 3530/0725 |
| Instrument | 2017011789 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66213 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2042 |
The 2026 property tax bill for 77 Germantown Rd was $2,697, up 44.5% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,697.00 (+44.46%) | $393,345 (+33.02%) | $393,345 (+33.02%) Land $104,920 Building $288,425 |
| 2025 | $1,867.00 | $295,693 | $295,693 Land $58,130 Building $237,563 |
| 2023 | $1,867.00 Veteran's exemption | $295,693 | $295,693 Land $58,130 Building $237,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Germantown Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Germantown Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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