34 Germantown Rd, Cameron, NC 28326 Property Records

Harnett County property record for 34 Germantown Rd, Cameron, NC 28326

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,372 sqft · built 2010
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$283,000 (Oct 2021)
Tax Bill$2,507 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN1500045118

Property Details

APN / Parcel Number

Primary APN1500045118
Alternative APN
  • 09956507 0282 56

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,372 sqft Heated Area
1st Floor Area974 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area43,560 sqft (1 acres)
Garage Area3,274 sqft
PorchPorch
Porch Area36 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1500045118
Street Address34 GERMANTOWN RD
CityCAMERON
StateNC
Zip28326-6265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20R
Legal DescriptionLT#56 THE GATE@LEXINGTON MAP#2008-205
Legal SubdivisionLEXINGTON PLANTATION
Legal Lot Number56
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2000
Census Tract71303

Owner

34 Germantown Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Harnett County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address34 GERMANTOWN RD, CAMERON, NC 28326-6265
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jan 19, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2021 · Amount on File
Deed SaleOct 13, 2021 · Amount on File
Prior SaleMay 27, 2011 · Amount on File
Deed Document Number202124116
Deed Book / Page4059 / 701
Prior Transfer DateDec 16, 2020
Prior Transfer Doc0000001250
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateOct 13, 2021
Property Address34 GERMANTOWN RD, CAMERON, NC 28326-6265
Document Number0000024116
Book / Page4059 / 701
Map ReferenceMB 2008-205-208
Instrument DateOct 6, 2021
Instrument2021024116
Transaction TypeTransfer
Record UpdatedOct 28, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$566.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address73 HONUEA PL, 73, KIHEI, HI 96753-6095

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 GERMANTOWN RD, CAMERON, NC 28326-6265

Mortgage

Document Number0000024117
DateOct 13, 2021
Instrument2021024117
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARNETT NC
Recording DateJan 19, 2021
Property Address34 GERMANTOWN RD, CAMERON, NC 28326-6265
Document Number0000001250
Book / Page003925 / 000995
Instrument DateDec 16, 2020
Instrument1250
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 GERMANTOWN RD CAMERON NC 283266265, CAMERON, NC 28326-6265

Tax Assessment & Valuation

The 2026 property tax bill for 34 Germantown Rd was $2,507.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,507.00$323,064$323,064 Land $64,320 Building $258,744
2023$1,852.00$248,607$248,607 Land $37,440 Building $211,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Germantown Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Germantown Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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