48 Germantown Rd, Cameron, NC 28326 Property Records

Harnett County property record for 48 Germantown Rd, Cameron, NC 28326

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,192 sqft · built 2012
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Sep 2016)
Tax Bill$2,170 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1500020610

Property Details

APN / Parcel Number

Primary APN1500020610
Alternative APN
  • 09956507 0282 57

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,192 sqft Heated Area
1st Floor Area1,374 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area43,560 sqft (1 acres)
Garage Area400 sqft
PorchPorch
Porch Area60 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1500020610
Street Address48 GERMANTOWN RD
CityCAMERON
StateNC
Zip28326-6265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20R
Legal DescriptionLOT#57 THE GATE@LEXINGTON MAP#2008-205
Legal SubdivisionLEXINGTON PLANTATION
Legal Lot Number57
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2000
Census Tract71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 GERMANTOWN RD, CAMERON, NC 28326-6265
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2016 · Amount on Record
Deed SaleSep 9, 2016 · Amount on Record
Prior SaleSep 14, 2012 · Amount on Record
Deed Document Number201612958
Deed Book / Page3436 / 792
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address48 GERMANTOWN RD, CAMERON, NC 28326-6265
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007272
DateMar 31, 2021
Book Page3962/75
Instrument2021007272
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,170.00 (+41.37%)$323,052 (+29.71%)$323,052 (+29.71%) Land $64,320 Building $258,732
2025$1,535.00$249,063 (-)$249,063 (-) Land $37,440 Building $211,623
2023$1,535.00 Veteran's exemption$249,063$249,063 Land $37,440 Building $211,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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