77 Cutter Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 77 Cutter Cir, Bluffton, SC 29909

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,552 sqft · built 2005
Lot Size0.38 acres (16,553 sqft)
OwnerCompany Name on Record
Last Sale$74,900 (Jul 2002)
Tax Bill$2,801 (2025)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone X (moderate risk)
APN10116565

Property Details

APN / Parcel Number

Primary APN10116565
Alternative APNs
  • R600 013 000 0156 0000
  • R603 013 000 0156 0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area3,552 sqft Living Area
1st Floor Area3,099 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address77 CUTTER CIR
CityBLUFFTON
StateSC
Zip29909-4322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4116
Legal DescriptionLOT 146 RIVERBEND S/D BLK 103D PB80 PG112 PB87 PG56 PB104 P91
Legal SubdivisionRIVERBEND BY SUNCITY
Legal Block103D
Legal Lot Number146
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1117
Census Tract2202

Owner

Source: Beaufort County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address77 CUTTER CIR, BLUFFTON, SC 29909-4322
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2002 · Amount on Record
Deed SaleJul 1, 2002 · Amount on Record
Prior SaleJul 1, 2002 · Amount on Record
Deed Document Number200243596
Deed Book / Page1600 / 660
Last Transfer DateAug 19, 2002
Transfer Doc0000057452
Record UpdatedOct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEAUFORT SC
Recording DateMay 23, 2023
Property Address77 CUTTER CIR, BLUFFTON, SC 29909-4322
Document Number0000023966
Book / Page4244 / 772
Map ReferenceMB 87 PG 56
Instrument DateMay 23, 2023
Instrument2023023966
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address77 CUTTER CIR, BLUFFTON, SC 29909-4322

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,801.00 (-0.07%)$24,200 (-25.74%)
2024$2,803.00$32,588 (-) Land $4,240 Building $28,348$814,700 (-) Land $106,000 Building $708,700
2023$2,803.00 (+10.35%)$32,588 (+54.86%) Land $4,240 Building $28,348$814,700 (+54.86%) Land $106,000 Building $708,700
2022$2,540.00$21,044 Land $3,760 Building $17,284$526,100 Land $94,000 Building $432,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 985 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies985 in force
Nearby Flood Claims23 (2009–2022)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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