Walton County property record for 77 Bayshore Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,386 sqft · built 2007 |
| Lot Size | 0.447 acres (19,471 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $731,200 (May 2018) |
| Tax Bill | $977 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-2S-21-42010-00B-0090 |
| Primary APN | 28-2S-21-42010-00B-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,386 sqft Living Area |
| Gross Area | 4,162 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 19,471 sqft (0.447 acres) |
| Lot Dimensions | 125 ft deep x 156 ft wide |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 600 sqft |
| Deck Area | Deck Area |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 77 BAYSHORE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 9 BLK B FLAMINGO BEACH PB 4-8 OR 1026-243 OR 2563-1507 OR 2628-4513 OR 2655-4167 OR 2825-1066 OR 3074-750 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | FLAMINGO BEACH |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950608 |
Source: Walton County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK |
| Mar 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| May 21, 2018 | Warranty Deed, Transfer MCNEESE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Sep 4, 2009 · Amount on Record |
| Deed Document Number | 201816615 |
| Deed Book / Page | 3074 / 750 |
| Prior Transfer Date | Dec 16, 2002 |
| Prior Transfer Doc | 0000742551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 15, 2026 |
| Property Address | 77 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8501 |
| Document Number | 0000037919 |
| Book / Page | 3412 / 3307 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202637919 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8501 |
| Document Number | 0000037919, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 3412/3307 |
| Instrument | 202637919 |
| Name | COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 77 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030994089 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 3099/4089 |
| Instrument | 20190007995 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 21, 2018 |
| Property Address | 77 BAYSHORE DR, MIRAMAR BEACH, FL 32550-8501 |
| Document Number | 0030740750 |
| Book / Page | 003074 / 000750 |
| Instrument Date | May 18, 2018 |
| Instrument | 16615 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,118.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1022 FOREST LN ANNISTON AL 362075802, ANNISTON, AL 36207-5802 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $977.00 (+1.98%) Homeowner's exemption Veteran's exemption | $584,380 (-32.17%) | $882,323 (+2.41%) Land $231,254 Building $651,069 |
| 2024 | $958.00 (+3.79%) | ||
| 2023 | $923.00 (+1.21%) Homeowner's exemption | $861,523 (+21.63%) Land $195,604 Building $665,919 | $861,523 (+21.63%) Land $195,604 Building $665,919 |
| 2022 | $912.00 Homeowner's exemption | $708,303 Land $103,511 Building $604,792 | $708,303 Land $103,511 Building $604,792 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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