146 Bayshore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 146 Bayshore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,736 sqft · built 2015
Lot Size	0.458 acres (19,994 sqft)
Owner	Trust Name on File
Last Sale	$3,650,000 (Dec 2025)
Tax Bill	$3,854 (2024)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`28-2S-21-42010-00A-0060`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42010-00A-0060`
Alternative APN	`1060224`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,736 sqft Living Area
Gross Area	5,557 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	20 ft deep x 10 ft wide
Garage Type	Finished
Garage Area	857 sqft

Exterior Amenities

Porch	Porch
Porch Area	580 sqft
Deck Area	Deck Area
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1060224
Street Address	146 BAYSHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 6 BLK A FLAMINGO BEACH S/D PB 4-8 OR 2689-3603 OR 2974-3728
Legal Range	21W
Legal Township	02S
Legal Section	28
Legal Subdivision	BLK A FLAMINGO BEACH S/D
Legal Block	A
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950608

Owner

146 Bayshore Dr is owner-occupied and held in a trust since December 2025.

Source: Walton County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	8 WILD WING CT, BRENTWOOD, TN 37027-8961
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Document Number	20250044251
Deed Book / Page	3379 / 2594
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 2, 2025
Property Address	146 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4529
Document Number	0033792594
Book / Page	3379 / 2594
Map Reference	MB 4 PG 8
Instrument Date	Dec 2, 2025
Instrument	20250044251
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$25,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1084 HILDABRAND RD, OCOEE, TN 37361-3602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8 WILD WING CT, BRENTWOOD, TN 37027-8961

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,561,204 Land $620,000 Building $941,204	$1,561,204 Land $620,000 Building $941,204
2024	$3,854.00 (+3.83%)
2023	$3,712.00 (+1.25%) Homeowner's exemption	$1,570,482 (+14.34%) Land $620,000 Building $950,482	$1,570,482 (+14.34%) Land $620,000 Building $950,482
2022	$3,666.00 Homeowner's exemption	$1,373,505 Land $527,145 Building $846,360	$1,373,505 Land $527,145 Building $846,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 146 Bayshore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Bayshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20