Walton County property record for 145 Bayshore Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,344 sqft · built 1995 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (Jan 2019) |
| Tax Bill | $6,148 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42010-00B-0080 |
| Primary APN | 28-2S-21-42010-00B-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 3,373 sqft |
| 1st Floor Area | 2,344 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 270 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 145 BAYSHORE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 8 BLK B FLAMINGO BEACH S/D PB 4-8 OR 1020-128 OR 1069-182 OR 1220-99 OR 1450-276 OR 2312-1347 OR 2995-4761 OR 3094-2545 OR 3195-833 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | FLAMINGO BEACH |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950608 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage KS STATEBANK |
| Jan 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage KS STATEBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on Record |
| Deed Sale | Jan 8, 2019 · Amount on Record |
| Prior Sale | Nov 24, 2015 · Amount on Record |
| Deed Document Number | 2019656 |
| Deed Book / Page | 3094 / 2545 |
| Last Transfer Date | Apr 20, 2021 |
| Transfer Doc | 0031950833 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 28, 2021 |
| Property Address | 145 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4551 |
| Document Number | 0031950833 |
| Book / Page | 3195 / 833 |
| Map Reference | MB 4 PG 8 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 20210020898 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4551 |
| Document Number | 3195835 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 3195/835 |
| Name | KS STATEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 8, 2019 |
| Property Address | 145 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4551 |
| Document Number | 0030942545 |
| Book / Page | 003094 / 002545 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 656 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 BAYSHORE DR MIRAMAR BEACH FL 325504551, MIRAMAR BEACH, FL 32550-4551 |
| Document Number | 30942549 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 003094/002549 |
| Instrument | 658 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2049 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,148.00 (-2.06%) Homeowner's exemption | $719,012 (+2.56%) Land $201,000 Building $518,012 | $719,012 (+2.56%) Land $201,000 Building $518,012 |
| 2024 | $6,277.00 (+15.17%) | ||
| 2023 | $5,450.00 (+15.25%) | $701,036 (+24.84%) Land $170,000 Building $531,036 | $701,036 (+24.84%) Land $170,000 Building $531,036 |
| 2022 | $4,729.00 | $561,532 Land $89,910 Building $471,622 | $561,532 Land $89,910 Building $471,622 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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