77 Bay State Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 77 Bay State Rd, Worcester, MA 01606

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,684 sqft · built 1932
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Nov 1992)
Tax Bill$5,252 (2025)
Deeds & MortgagesJul 2021 Refinance
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN36-013-00175

Property Details

APN / Parcel Number

Primary APN36-013-00175
Alternative APN
  • WORC M:36 B:013 L:00175

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,684 sqft Living Area
Gross Area3,705 sqft
1st Floor Area874 sqft
AtticAttic
Attic Area810 sqft
Basement Area874 sqft
Unfinished Basement874 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number36-013-00175
Street Address77 BAY STATE RD
CityWORCESTER
StateMA
Zip01606-2152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block13
Legal Lot Number175
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group5
Census Block5010
Census Tract730200

Owner

Source: Worcester County and Worcester City records · APN 36-013-00175

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address77 BAY STATE RD, WORCESTER, MA 01606-2152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WEBSTER FIRST FEDERAL CREDIT UNION
Feb 08, 2019Deed of Trust, Mortgage · Balloon Mortgage
WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 1992 · Amount on Record
Deed SaleNov 10, 1992 · Amount on Record
Prior SaleJul 10, 1992 · Amount on Record
Deed Book / Page14697 / 103
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address77 BAY STATE RD, WORCESTER, MA 01606-2152
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065731-145
DateJul 30, 2021
Book Page65731/145
Instrument106661
Lender
NameWEBSTER FIRST FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address77 BAY STATE RD, WORCESTER, MA 01606-2152
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number60026-111
DateFeb 08, 2019
Book Page60026/111
Instrument12051
Lender
NameWEBSTER FIRST FEDERAL CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,252.00 (+6.06%)$398,200 (+15.32%) Land $107,900 Building $290,300$430,160 (+4.31%)
2024$412,395
2023$4,952.00$345,300 Land $93,800 Building $251,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Netafy, T-Mobile USA, Verizon.

Based on FCC filings for 601 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2348000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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