Worcester County and Worcester City property record for 97 Bay State Rd, Worcester, MA 01606 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,825 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $234,000 (2017) |
| Tax Bill | $5,068.00 (2025) |
| Primary APN | 36-013-00180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,825 sqft Living Area |
| Gross Area | 3,130 sqft Gross Area |
| 1st Floor Area | 736 sqft 1st Floor |
| Basement Area | 728 sqft Basement |
| Unfinished Basement | 728 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Account Number | 36-013-00180 |
|---|---|
| Street Address | 97 BAY STATE RD |
| City | WORCESTER |
| State | MA |
| Zip | 01606-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAPLEWOOD |
| Legal Block | 13 |
| Legal Lot Number | 180 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 730401 |
Source: Worcester County and Worcester City records · APN 36-013-00180
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 BAY STATE RD, WORCESTER, MA 01606-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| Jun 09, 2017 | Quit Claim Deed, Transfer · FHA Mortgage NORWICH COM'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2017 · Amount on Record |
| Deed Sale | Jun 09, 2017 · Amount on Record |
| Prior Sale | Jul 15, 2011 · Amount on Record |
| Deed Book / Page | 57234 / 317 |
| Transfer Doc | 4263000383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 97 BAY STATE RD, WORCESTER, MA 01606-2123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0065511-84 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 65511/84 |
| Instrument | 91141 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 97 BAY STATE RD, WORCESTER, MA 01606-2123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064305-155 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 64305/155 |
| Instrument | 10933 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 09, 2017 |
| Property Address | 97 BAY STATE RD, WORCESTER, MA 01606-2123 |
| Document Number | 57234-317 |
| Book / Page | 057234 / 000317 |
| Instrument Date | Jun 05, 2017 |
| Instrument | 59107 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,067.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 BAY STATE RD WORCESTER MA 016062123, WORCESTER, MA 01606-2123 |
| Document Number | 57234-320 |
|---|---|
| Date | Jun 09, 2017 |
| Book Page | 057234/000320 |
| Instrument | 59108 |
| Name | NORWICH COM'L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2047 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,068.00 (+6.43%) | $384,200 (+15.69%) Land $107,900 Building $276,300 | $468,160 (+6.81%) |
| 2024 | $438,330 | ||
| 2023 | $4,762.00 | $332,100 Land $93,800 Building $238,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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