47 Bay State Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 47 Bay State Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,792 sqft · built 1935
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Nov 2018)
Tax Bill	$6,709 (2026)
Deeds & Mortgages	May 2021 Refinance May 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-011-00173`

Property Details

APN / Parcel Number

Primary APN	`36-011-00173`
Alternative APN	`WORC M:36 B:011 L:00173`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	4,202 sqft
1st Floor Area	896 sqft
Attic	Attic
Attic Area	896 sqft
Basement Area	994 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	36-011-00173
Street Address	47 BAY STATE RD
City	WORCESTER
State	MA
Zip	01606-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	11
Legal Lot Number	173
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5010
Census Tract	730200

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 BAY STATE RD, WORCESTER, MA 01606-2152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Nov 27, 2017	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL
Nov 15, 2018	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	Apr 15, 2005 · Amount on File
Deed Book / Page	59694 / 76
Transfer Doc	0059694-76
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	47 BAY STATE RD, WORCESTER, MA 01606-2152
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065125-292
Date	May 10, 2021
Book Page	65125/292
Instrument	64075

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	47 BAY STATE RD, WORCESTER, MA 01606-2152
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070569-213
Date	May 30, 2024
Book Page	70569/213
Instrument	40471

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	47 BAY STATE RD, WORCESTER, MA 01606-2152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58092-252
Date	Nov 27, 2017
Book Page	58092/252
Instrument	131913

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 15, 2018
Property Address	47 BAY STATE RD, WORCESTER, MA 01606-2152
Document Number	59694-76
Book / Page	059694 / 000076
Instrument Date	Nov 15, 2018
Instrument	121532
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,641.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 BAY STATE RD WORCESTER MA 016062152, WORCESTER, MA 01606-2152

Mortgage

Document Number	59694-78
Date	Nov 15, 2018
Book Page	059694/000078
Instrument	121533

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,709.00 (-2.02%)	$505,200 (-2.68%) Land $113,300 Building $391,900	$524,910 (+3.18%)
2025	$6,847.00 (+6.04%)	$519,100 (+15.28%) Land $107,900 Building $411,200	$508,725 (-0.35%)
2024			$510,530
2023	$6,457.00	$450,300 Land $93,800 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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