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769 E Lorain St, Oberlin, OH 44074 Property Records

Lorain County property record for 769 E Lorain St, Oberlin, OH 44074 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage1,421 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$142,000 (2021)
Tax Bill$2,903.00 (2024)

Owner

Source: Lorain County records · APN 09-00-088-103-025

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address769 E LORAIN ST, OBERLIN, OH 44074-9743
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 10, 2018Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 28, 2021 · Amount on Record
Deed SaleJun 28, 2021 · Amount on Record
Prior SaleFeb 03, 2011 · Amount on Record
Deed Doc Number2021825679
Prior Transfer DateJun 08, 2004
Prior Transfer Doc0000009960
Record RefreshedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 28, 2021
Property Address769 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number20210825679
Map ReferenceVOL 22 PG 52
Instrument DateJun 25, 2021
Instrument2021-0825679
Transaction TypeTransfer
Record UpdatedJul 07, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address769 E LORAIN ST, OBERLIN, OH 44074-9743

Mortgage

Document Number20210825680
DateJun 28, 2021
Instrument2021-0825680
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address769 E LORAIN ST, OBERLIN, OH 44074-9743
Document Number0000692447
Instrument DateOct 10, 2018
Transaction TypeMortgage
Record UpdatedNov 07, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address769 LORAIN # OBERLIN OH 44074, OBERLIN, OH 44074

Mortgage

Document Number0000692447
DateOct 25, 2018
Instrument692447
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 24, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,783.00 (-4.13%) Homeowner's exemption$58,480 (+%) Land $9,210 Building $49,270$167,080 (-) Land $26,310 Building $140,770
2024$2,903.00 (+58.81%)$58,478 (+79.35%) Land $9,209 Building $49,270$167,080 (+79.35%) Land $26,310 Building $140,770
2023$1,828.00 (+2.7%)$32,606 (-0.01%) Land $4,319 Building $28,287$93,160 (-) Land $12,340 Building $80,820
2022$1,780.00$32,610 Land $4,320 Building $28,290
2021$93,160 Land $12,340 Building $80,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN09-00-088-103-025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,421 sqft Living Area
Gross Area1,517 sqft Gross Area
1st Floor960 sqft 1st Floor
Basement Area960 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1955
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,841 sqft (0.18 acres)
Depth X Width125 ft x 65 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area96 sqft Shed
Deck Area156 sqft Deck
Patio Area156 sqft Patio
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address769 E LORAIN ST
CityOBERLIN
StateOH
Zip44074-9743
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWILLOWBROOK FARMS 1 65 X 130
Legal SubdivisionWILLOWBROOK FARMS 1
Legal Block103
Legal Lot Number4
JurisdictionLORAIN OH
Minor Civil DivisionOBERLIN
Census Blockgroup3
Census Block3005
Census Tract60100

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