Bonner County property record for 768 Michael Ln, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,424 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,587 (2026) |
| Deeds & Mortgages | May 2020 Construction Loan Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP045100020030A |
| Primary APN | RP045100020030A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Finished Area |
| 1st Floor Area | 4,848 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 768 MICHAEL LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-7418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 25-58N-2W BIRCH MEADOWS BLK 2 LOT 3 CPWRS |
| Legal Range | 02W |
| Legal Township | 58N |
| Legal Section | 25 |
| Legal Subdivision | CPWRS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950202 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 768 MICHAEL LN, SANDPOINT, ID 83864-7418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK |
| Jan 3, 2020 | Warranty Deed, Transfer TITLEONE |
| Jan 3, 2020 | Intrafamily Transfer, Transfer TITLEONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2020 |
| Deed Sale | Jan 3, 2020 |
| Deed Document Number | 2020951305 |
| Prior Transfer Date | Dec 31, 2019 |
| Prior Transfer Doc | 0000951304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 768 MICHAEL LN, SANDPOINT, ID 83864-7418 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 958002 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 958002 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 768 MICHAEL LN, SANDPOINT, ID 83864-7418 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 977168 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 977168 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jan 3, 2020 |
| Property Address | 768 MICHAEL LN, SANDPOINT, ID 83864-7418 |
| Document Number | 951305 |
| Map Reference | MB 5 PG 189 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 951305 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4816 UPPER PACK RIVER RD, SANDPOINT, ID 83864-5936 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jan 3, 2020 |
| Property Address | 768 MICHAEL LN, SANDPOINT, ID 83864-7418 |
| Document Number | 0000951304 |
| Map Reference | MB 5 PG 189 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 951304 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 207, CLARK FORK, ID 83811-0207 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,587.00 (+8.01%) Homeowner's exemption | $1,020,545 (-1.95%) Land $307,205 Building $713,340 | $1,020,545 (-1.95%) Land $307,205 Building $713,340 |
| 2025 | $3,321.00 (+25.89%) Homeowner's exemption | $1,040,815 (+24.15%) Land $307,205 Building $733,610 | $1,040,815 (+24.15%) Land $307,205 Building $733,610 |
| 2023 | $2,638.00 Homeowner's exemption | $838,365 Land $337,006 Building $501,359 | $838,365 Land $337,006 Building $501,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHSIDE WATER USERS ASSN serves 413 people · EPA ID ID1090090 |
|---|---|
| Water Source | Purchased surface water from SANDPOINT PUBLIC WORKS DEPT |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
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