Bonner County property record for 1197 Michael Ln, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,626 sqft · built 2005 |
| Lot Size | 4.95 acres (215,622 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,962 (2026) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | RP045140000060A |
| Primary APN | RP045140000060A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Finished Area |
| 1st Floor Area | 2,626 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 215,622 sqft (4.95 acres) |
| Garage Type | Mixed |
| Garage Area | 1,816 sqft |
| Parking Spaces | 6 Parking Spaces |
| Lean-To | 182 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 1197 MICHAEL LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-7995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 25-58N-2W SCENIC ACRES LOT 6 |
| Legal Range | 02W |
| Legal Township | 58N |
| Legal Section | 25 |
| Legal Subdivision | SCENIC ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950202 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1197 MICHAEL LN, SANDPOINT, ID 83864-7995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2005 |
| Deed Sale | Dec 7, 2005 |
| Deed Document Number | 2005693823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1197 MICHAEL LN, SANDPOINT, ID 83864-7995 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 960686 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 960686 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,962.00 (+7.28%) Homeowner's exemption | $832,970 (-4.5%) Land $306,320 Building $526,650 | $832,970 (-4.5%) Land $306,320 Building $526,650 |
| 2025 | $2,761.00 (+5.06%) Homeowner's exemption | $872,210 (+4.56%) Land $306,320 Building $565,890 | $872,210 (+4.56%) Land $306,320 Building $565,890 |
| 2023 | $2,628.00 Homeowner's exemption | $834,148 Land $336,023 Building $498,125 | $834,148 Land $336,023 Building $498,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Idaho |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
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