1131 Michael Ln, Sandpoint, ID 83864 Property Records

Bonner County property record for 1131 Michael Ln, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,981 sqft · built 2003
Lot Size	4.99 acres (217,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$861,840 (May 2024)
Tax Bill	$2,875 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`RP045140000070A`

Property Details

APN / Parcel Number

Primary APN	`RP045140000070A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,981 sqft Finished Area
1st Floor Area	2,981 sqft
Basement Area	1,160 sqft
Finished Basement	1,160 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,364 sqft (4.99 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	1131 MICHAEL LN
City	SANDPOINT
State	ID
Zip	83864-7995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	25-58N-2W SCENIC ACRES LOT 7 - CPWRS
Legal Range	02W
Legal Township	58N
Legal Section	25
Legal Subdivision	CPWRS
Legal Lot Number	7
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2013
Census Tract	950202

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Jul 13, 2023	Warranty Deed, Transfer NOT AVAILABLE, TITLEONE NORTH IDAHO
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Mar 16, 2018	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024 · Amount on Record
Deed Sale	May 8, 2024 · Amount on Record
Prior Sale	Jul 13, 2023
Deed Document Number	20241033140
Prior Transfer Date	Apr 11, 2014
Prior Transfer Doc	858441
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	BOYES TITLE LLC, BONNER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995

Mortgage

Document Number	0001055847
Date	Dec 9, 2025
Instrument	1055847

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 13, 2023
Property Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995
Document Number	0001022587
Map Reference	MB 6 PG 38
Instrument Date	Jul 12, 2023
Instrument	1022587
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001011911
Date	Sep 23, 2022
Instrument	1011911

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	958735
Date	Jun 9, 2020
Instrument	958735

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	942446
Date	Jul 30, 2019
Instrument	942446

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Mar 16, 2018
Property Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995
Document Number	0000919071
Map Reference	MB6 PG38
Instrument Date	Feb 28, 2018
Instrument	919071
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Mar 16, 2018
Property Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995
Document Number	919072
Map Reference	MB6 PG38
Instrument Date	Feb 1, 2018
Instrument	919072
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 MICHAEL LN, SANDPOINT, ID 83864-7995

Mortgage

Document Number	919073
Date	Mar 16, 2018
Instrument	919073

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,875.00 (+8%) Homeowner's exemption	$845,309 (-) Land $307,029 Building $538,280	$845,309 (-) Land $307,029 Building $538,280
2025	$2,662.00 (+10.32%) Homeowner's exemption	$845,309 (+8.95%) Land $307,029 Building $538,280	$845,309 (+8.95%) Land $307,029 Building $538,280
2023	$2,413.00 Homeowner's exemption	$775,884 Land $336,810 Building $439,074	$775,884 Land $336,810 Building $439,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
E.L. Internet Northwest Fixed Wireless	30 / 7

May also be available: Intermax Networks, Verizon.

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