768 Derby Ave, Cincinnati, OH 45232 Property Records

Hamilton County property record for 768 Derby Ave, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,613 sqft · built 1900
Lot Size	0.664 acres (28,967 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2020)
Tax Bill	$6,547 (2025)
Deeds & Mortgages	Jul 2023 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`219-0053-0006-00`

Property Details

APN / Parcel Number

Primary APN	`219-0053-0006-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,613 sqft Living Area
1st Floor Area	1,814 sqft
2nd Floor Area	1,799 sqft
Basement Area	1,814 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	28,967 sqft (0.664 acres)
Lot Dimensions	82 ft deep x 270 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	768 DERBY AVE
City	CINCINNATI
State	OH
Zip	45232-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DERBY AV 270 X 82.08 IRR PT LT 13 HAND&FROOME 1ST SUB PRS 6-130-143 CONS
Legal Subdivision	HAND & FROOME
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2002
Census Tract	7300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Hannaford, Samuel, House listed 1980 · 1 contributing resources · NRIS 80003056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

768 Derby Ave is owned and occupied by an individual who bought it in December 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	768 DERBY AVE, CINCINNATI, OH 45232-1816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Transfer on Death Deed, Transfer
Nov 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage SPRING VALLEY BANK
Nov 18, 2020	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Apr 28, 2005 · Amount on File
Deed Document Number	0000126289
Deed Book / Page	14306 / 3454
Record Updated	Jun 8, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 21, 2023
Property Address	768 DERBY AVE, CINCINNATI, OH 45232-1816
Document Number	0000050831
Book / Page	14962 / 1675
Map Reference	MB 2 PG 248
Instrument Date	Jul 17, 2023
Instrument	2023-0050831
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 DERBY AVE, CINCINNATI, OH 45232-1816

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	768 DERBY AVE, CINCINNATI, OH 45232-1816
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 DERBY AVE, CINCINNATI, OH 45232-1816

Mortgage

Document Number	0000115166
Date	Nov 2, 2020
Book Page	14287/2838
Instrument	2020-0115166

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2021

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	768 DERBY AVE, CINCINNATI, OH 45232-1816
Document Number	0000126290
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 DERBY AVE CINCINNATI OH 452321816, CINCINNATI, OH 45232-1816

Mortgage

Document Number	0000126290
Date	Dec 2, 2020
Book Page	014306/003457
Instrument	126290

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 2, 2020
Property Address	768 DERBY AVE, CINCINNATI, OH 45232-1816
Document Number	0000126289
Book / Page	14306 / 3454
Map Reference	MB 2 PG 248
Instrument Date	Nov 18, 2020
Instrument	2020-0126289
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	768 DERBY AVE, CINCINNATI, OH 45232-1816

Mortgage

Document Number	0000126290
Date	Dec 2, 2020
Instrument	2020-0126290

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 768 Derby Ave was $6,547, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,547.00 (+2.96%)	$105,000 (+%) Land $18,777 Building $86,223
2024	$6,359.00 (-2.09%)	$104,999 (-) Land $18,777 Building $86,222
2023	$6,495.00 (+136.87%)	$104,999 (+169.41%) Land $18,777 Building $86,222	$300,000 Land $53,650 Building $246,350
2022	$2,742.00 Homeowner's exemption	$38,973 Land $15,971 Building $23,002
2020			$111,350 Land $45,630 Building $65,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 768 Derby Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 768 Derby Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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