Lincoln County property record for 7665 Bluff Point Ln, Denver, NC 28037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,305 sqft · built 2000 |
| Lot Size | 0.023 acres (1,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $106,500 (Aug 2006) |
| Tax Bill | $1,480 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-51-6664 |
| Primary APN | 4602-51-6664 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,305 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,002 sqft (0.023 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 196670 |
|---|---|
| Street Address | 7665 BLUFF POINT LN |
| City | DENVER |
| State | NC |
| Zip | 28037-7549 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ELDD PD-MU |
| Legal Description | #13 BLDG #22 UNIT W-SIDE |
| Legal Subdivision | WATERSIDE CROSSING TOWNHOMES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7665 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU |
| Jan 19, 2022 | Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit CARLINAS TELCO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2006 · Amount on Record |
| Deed Sale | Aug 25, 2006 · Amount on Record |
| Prior Sale | Oct 2, 2001 · Amount on Record |
| Deed Document Number | 200613718 |
| Deed Book / Page | 1847 / 61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7665 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003152901 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 3152/901 |
| Instrument | 650162 |
| Name | CAROLINAS TELCO FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Apr 3, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7665 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003128183 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 3128/183 |
| Instrument | 646065 |
| Name | CAROLINAS TELCO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 18, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7665 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3051311 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 3051/311 |
| Instrument | 633080 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7665 BLUFF POINT LN, DENVER, NC 28037-7549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 293559 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 2935/59 |
| Instrument | 613245 |
| Name | CARLINAS TELCO FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Aug 2, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,480.00 | $221,944 (-) Land $27,000 Building $194,944 | $221,944 (-) Land $27,000 Building $194,944 |
| 2025 | $1,480.00 (+1.79%) | $221,944 (-) Land $27,000 Building $194,944 | $221,944 (-) Land $27,000 Building $194,944 |
| 2023 | $1,454.00 | $221,944 Land $27,000 Building $194,944 | $221,944 Land $27,000 Building $194,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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