7662 Gates Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 7662 Gates Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,586 sqft · built 1975
Lot Size	0.286 acres (12,464 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2023)
Tax Bill	$3,522 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0139-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0139-0010`
Alternative APNs	`00233349` `233349`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	1,586 sqft
Flooring	Wood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,464 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	540 sqft
Porch	Enclosed Porch
Porch Area	1,383 sqft
Deck Area	105 sqft
Patio Area	535 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00233349
Street Address	7662 GATES CIR
City	SPRING HILL
State	FL
Zip	34606-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 139 LOT 1 ORB 369 PG 357 OR 453 PG 417
Legal Subdivision	SPRING HILL UN 2
Legal Block	139
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1014
Census Tract	41402

Owner

Source: Hernando County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7662 GATES CIR, SPRING HILL, FL 34606-5216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Mar 8, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 3, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Sep 27, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Mar 27, 2019	Warranty Deed, Transfer SOUTHEAST TITLE/THE SUNCOAST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	202369864
Deed Book / Page	4360 / 1026
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 1, 2023
Property Address	7662 GATES CIR, SPRING HILL, FL 34606-5216
Document Number	0043601026
Book / Page	4360 / 1026
Map Reference	MB 7 PG 65-79
Instrument Date	Oct 30, 2023
Instrument	2023069864
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	NIRVANA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4136 W KIMBERLY WAY, GLENDALE, AZ 85308-7516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7662 GATES CIR, SPRING HILL, FL 34606-5216

Mortgage

Document Number	0043601029
Date	Nov 1, 2023
Instrument	4360/1029

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 8, 2021
Property Address	7662 GATES CIR, SPRING HILL, FL 34606-5216
Document Number	0039620427
Book / Page	3962 / 427
Map Reference	MB 7 PG 65
Instrument Date	Mar 2, 2021
Instrument	2021015505
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23651 VIENTO DR APT 206, 23651, LAND O LAKES, FL 34639-2873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7662 GATES CIR, SPRING HILL, FL 34606-5216

Mortgage

Document Number	3962429
Date	Mar 8, 2021
Instrument	3962/429

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 3, 2019
Property Address	7662 GATES CIR, SPRING HILL, FL 34606-5216
Document Number	0037571097
Book / Page	003757 / 001097
Instrument Date	Sep 27, 2019
Instrument	61877
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,228.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7662 GATES CIR SPRING HILL FL 346065216, SPRING HILL, FL 34606-5216

Mortgage

Document Number	37571099
Date	Oct 3, 2019
Book Page	003757/001099
Instrument	61878

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7662 GATES CIR, SPRING HILL, FL 34606-5216
Document Number	0037781375
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7662 GATES CIR SPRING HILL FL 346065216, SPRING HILL, FL 34606-5216

Mortgage

Document Number	0037781375
Date	Nov 27, 2019
Book Page	003778/001375
Instrument	75109

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 27, 2019
Property Address	7662 GATES CIR, SPRING HILL, FL 34606-5216
Document Number	0036840503
Book / Page	003684 / 000503
Instrument Date	Mar 18, 2019
Instrument	18231
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	SOUTHEAST TITLE/THE SUNCOAST

Transaction

Amount	Amount Recorded
Tax	$710.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 LLOYD DR WEEKI WACHEE FL 346072124, WEEKI WACHEE, FL 34607-2124

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,522.00 (+77.16%)	$237,722 (+16.43%) Land $45,494 Building $192,228	$237,722 (+16.43%) Land $45,494 Building $192,228
2023		$204,169 (+12.82%) Land $68,739 Building $135,430
2022	$1,988.00	$180,968 Land $32,905 Building $148,063	$204,169 Land $49,856 Building $154,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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