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7638 Gates Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 7638 Gates Cir, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,316 sqft · built 1984
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$253,000 (Aug 2022)
Tax Bill$1,906 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5040-0139-0050

Property Details

APN / Parcel Number

Primary APNR32-323-17-5040-0139-0050
Alternative APNs
  • 00235436
  • 235436

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area1,316 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions124 ft deep x 81 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area204 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00235436
Street Address7638 GATES CIR
CitySPRING HILL
StateFL
Zip34606-5216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 4 BLK 139 LOT 5
Legal Range17E
Legal Township23S
Legal Section34
Legal SubdivisionSPRING HILL UN 4
Legal Block139
Legal Lot Number5
Legal Unit4
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1014
Census Tract41402

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7638 GATES CIR, SPRING HILL, FL 34606-5216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleJul 1, 2015 · Amount on Record
Deed Document Number2022062025
Deed Book / Page4208 / 1533
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateAug 16, 2022
Property Address7638 GATES CIR, SPRING HILL, FL 34606-5216
Document Number0042081533
Book / Page4208 / 1533
Map ReferenceMB 7 PG 87-95
Instrument DateAug 5, 2022
Instrument2022062025
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyCHELSEA TTL OF NATURE COAST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,771.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7226 ALOE DR, 7226, SPRING HILL, FL 34607-2408

Transferred To (Grantee/Buyer)

NameVerified Name
Address7638 GATES CIR, SPRING HILL, FL 34606-5216

Mortgage

Document Number0042081534
DateAug 16, 2022
Instrument4208/1534
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2042

Mortgage

Document Number0042081547
DateAug 16, 2022
Book Page4208/1547
Instrument2022062027
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressIDAHO FALLS, ID 83402
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,906.00 (-2.61%) Additional exemption filed$172,988 (+2.7%)$178,724 (+6.1%) Land $33,184 Building $145,540
2023$168,443 (+9.37%) Land $32,380 Building $136,063
2022$1,957.00$154,015 Land $22,957 Building $131,058$168,443 Land $30,464 Building $137,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2020–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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