Hernando County property record for 7656 Gates Cir, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 1985 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jul 2019) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Jul 2019 Sale Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5040-0139-0020 |
| Primary APN | R32-323-17-5040-0139-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,833 sqft |
| 1st Floor Area | 1,948 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 402 sqft |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00235409 |
|---|---|
| Street Address | 7656 GATES CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-5216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 4 BLK 139 LOT 2 ORB 349 PG 283 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 4 |
| Legal Block | 139 |
| Legal Lot Number | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 41402 |
7656 Gates Cir is owned and occupied by an individual who bought it in July 2019.
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7656 GATES CIR, SPRING HILL, FL 34606-5216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2019 | Warranty Deed, Transfer TRUSTED TITLE CORPORATION, TRUSTED TITLE CORP |
| Apr 2, 2019 | Warranty Deed, Transfer · Conventional with PMI EXCEL CAPITAL SOLUTIONS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on File |
| Deed Sale | Jul 9, 2019 · Amount on File |
| Prior Sale | Apr 2, 2019 · Amount on File |
| Deed Document Number | 201942540 |
| Deed Book / Page | 3725 / 1563 |
| Prior Transfer Date | Mar 9, 2015 |
| Prior Transfer Doc | 0031981804 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 9, 2019 |
| Property Address | 7656 GATES CIR, SPRING HILL, FL 34606-5216 |
| Document Number | 0037251563 |
| Book / Page | 003725 / 001563 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 42540 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | TRUSTED TITLE CORPORATION, TRUSTED TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7656 GATES CIR SPRING HILL FL 346065216, SPRING HILL, FL 34606-5216 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 2, 2019 |
| Property Address | 7656 GATES CIR, SPRING HILL, FL 34606-5216 |
| Document Number | 0036870836 |
| Book / Page | 003687 / 000836 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 20061 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | SOUTHEAST TITLE/THE SUNCOAST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4117 MARINER BLVD SPRING HILL FL 346092469, SPRING HILL, FL 34609-2469 |
| Document Number | 36930001 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 003693/000001 |
| Instrument | 23512 |
| Name | EXCEL CAPITAL SOLUTIONS LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,603.00 (+38.24%) Homeowner's exemption | $173,376 (+5.99%) | $259,684 (+3.31%) Land $30,115 Building $229,569 |
| 2023 | $163,583 Land $163,583 | ||
| 2022 | $1,883.00 | $251,360 Land $27,645 Building $223,715 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7656 Gates Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2020–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7656 Gates Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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