Lincoln County property record for 7660 W Berkeley Rd, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,941 sqft · built 2011 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $205,000 (Jan 2012) |
| Tax Bill | $3,234 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2022 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-25-5514 |
| Primary APN | 4603-25-5514 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,941 sqft Finished Area |
| Gross Area | 4,214 sqft |
| Basement Area | 1,273 sqft |
| Unfinished Basement | 1,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Custom Design |
| Lot Area | 10,890 sqft (0.25 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 237368 |
|---|---|
| Street Address | 7660 W BERKELEY RD |
| City | DENVER |
| State | NC |
| Zip | 28037-8745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #8 VILLAGES OF DENVER P1 |
| Legal Subdivision | VILLAGES/DENVER PH 01 |
| Legal Block | 25 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 71101 |
Source: Lincoln County records, as of November 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 19, 2022 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU |
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU |
| Aug 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC |
| Oct 23, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOCAL GOV'T EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2012 · Amount on Record |
| Deed Sale | Jan 18, 2012 · Amount on Record |
| Prior Sale | Sep 30, 2010 · Amount on Record |
| Deed Document Number | 0002291269 |
| Deed Book / Page | 2291 / 269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003099814 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 3099/814 |
| Instrument | 641392 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003127895 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 3127/895 |
| Instrument | 646028 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Document Number | 0003216728 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 3216/728 |
| Instrument | 661356 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003186933 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 3186/933 |
| Instrument | 656098 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 364 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003361933 |
|---|---|
| Date | Oct 23, 2024 |
| Book Page | 3361/933 |
| Instrument | 686630 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003020736 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 3020/736 |
| Instrument | 627582 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0002885516 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 2885/516 |
| Instrument | 604986 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003020736 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 3020/736 |
| Instrument | 627582 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7660 W BERKELEY RD, DENVER, NC 28037-8745 |
| Document Number | 2696392 |
| Book / Page | 002696 / 000392 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7660 W BERKELEY RD DENVER NC 280378745, DENVER, NC 28037-8745 |
| Document Number | 2696392 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 002696/000392 |
| Instrument | 568756 |
| Name | LOCAL GOV'T EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,234.00 | $517,921 Land $77,000 Building $440,921 | $517,921 Land $77,000 Building $440,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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