Lincoln County property record for 7646 W Berkeley Rd, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,968 sqft · built 2012 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,500 (Oct 2012) |
| Tax Bill | $3,638 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-25-2663 |
| Primary APN | 4603-25-2663 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,968 sqft Living Area |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,274 sqft |
| Unfinished Basement | 126 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Custom Design |
| Lot Area | 20,125 sqft (0.462 acres) |
| Storage Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 242893 |
|---|---|
| Street Address | 7646 W BERKELEY RD |
| City | DENVER |
| State | NC |
| Zip | 28037-8745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #11 VILLAGES OF DENVER P1 |
| Legal Subdivision | VILLAGES DENVER |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 71101 |
Source: Lincoln County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7646 W BERKELEY RD, DENVER, NC 28037-8745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2012 · Amount on Record |
| Deed Sale | Oct 24, 2012 · Amount on Record |
| Prior Sale | Jul 6, 2012 · Amount on Record |
| Deed Document Number | 201211530 |
| Deed Book / Page | 2350 / 406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7646 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0003030392 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 3030/392 |
| Instrument | 629262 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7646 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0003285283 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 3285/283 |
| Instrument | 673454 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7646 W BERKELEY RD, DENVER, NC 28037-8745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0003030392 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 3030/392 |
| Instrument | 629262 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Lincoln County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,638.00 (+0.97%) | $579,288 (-) Land $77,000 Building $502,288 | $579,288 (-) Land $77,000 Building $502,288 |
| 2023 | $3,603.00 | $579,288 Land $77,000 Building $502,288 | $579,288 Land $77,000 Building $502,288 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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