7678 W Berkeley Rd, Denver, NC 28037 Property Records

Lincoln County property record for 7678 W Berkeley Rd, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,226 sqft · built 2012
Lot Size0.253 acres (11,021 sqft)
OwnerCompany on Record
Last Sale$360,000 (Jun 2021)
Tax Bill$2,444 (2025)
Deeds & MortgagesJun 2021 Sale
Mar 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN4603-25-6459

Property Details

APN / Parcel Number

Primary APN4603-25-6459
Alternative APNs
  • 266853
  • 85409

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,226 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCustom Design
Lot Area11,021 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number266853
Street Address7678 W BERKELEY RD
CityDENVER
StateNC
Zip28037-8745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R CU
Legal Description#6 VILLAGES OF DENVER P1
Legal SubdivisionVILLAGES DENVER
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3010
Census Tract71101

Owner

Source: Lincoln County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Warranty Deed, Transfer
INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Mar 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
JFQ LENDING INC
Jul 18, 2019Deed of Trust, Mortgage · FHA Mortgage
JFQ LNDG INC
Oct 19, 2018Quit Claim Deed, Mortgage · FHA Mortgage
ROYAL UNITED MTG
Jul 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FIN'L
Jul 26, 2017Deed of Trust, Mortgage · Line of Credit
HOMESIDE FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Prior SaleMay 2, 2012 · Amount on Record
Deed Document Number2021633572
Deed Book / Page3054 / 122
Prior Transfer DateOct 18, 2018
Prior Transfer Doc27770149
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJun 22, 2021
Property Address7678 W BERKELEY RD, DENVER, NC 28037-8745
Document Number3054122
Book / Page3054 / 122
Map ReferenceMB 13 PG 499-501
Instrument DateJun 21, 2021
Instrument633572
Transaction TypeTransfer
Record UpdatedJul 8, 2021
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7988 WEBBS RD, 7988, DENVER, NC 28037-7883

Transferred To (Grantee/Buyer)

NameVerified Name
Address1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
InvestorPossibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7678 W BERKELEY RD, DENVER, NC 28037-8745
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2891489
DateMar 19, 2020
Book Page2891/489
Instrument606048
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueApr 1, 2048

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7678 W BERKELEY RD, DENVER, NC 28037-8745
Document Number2832889
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7678 W BERKELEY RD DENVER NC 280378745, DENVER, NC 28037-8745

Mortgage

Document Number2832889
DateJul 24, 2019
Book Page002832/000889
Instrument595478
Lender
NameJFQ LNDG INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2049

October 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionLINCOLN NC
Recording DateOct 19, 2018
Property Address7678 W BERKELEY RD, DENVER, NC 28037-8745
Document Number2777149
Book / Page002777 / 000149
Instrument DateOct 18, 2018
Instrument584641
Transaction TypeMortgage
Record UpdatedOct 30, 2018
Title CompanyWORLDWIDE RECORDING INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7678 W BERKELEY RD DENVER NC 280378745, DENVER, NC 28037-8745

Mortgage

Document Number2777152
DateOct 19, 2018
Book Page002777/000152
Instrument584642
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 18, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7678 W BERKELEY RD, DENVER, NC 28037-8745
Document Number2681988
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyMEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7678 W BERKELEY RD DENVER NC 280378745, DENVER, NC 28037-8745

Mortgage

Document Number2681988
DateJul 31, 2017
Book Page002681/000988
Instrument565966
Lender
NameHOMESIDE FIN'L
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7678 W BERKELEY RD, DENVER, NC 28037-8745
Document Number26811000
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017
Title CompanyMEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7678 W BERKELEY RD DENVER NC 280378745, DENVER, NC 28037-8745

Mortgage

Document Number26811000
DateJul 31, 2017
Book Page002681/001000
Instrument565967
Lender
NameHOMESIDE FIN'L
AddressCOLUMBIA, MD 21044
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 30, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,444.00 (+1.24%)$381,531 (-) Land $77,000 Building $304,531$381,531 (-) Land $77,000 Building $304,531
2023$2,414.00$381,531 Land $77,000 Building $304,531$381,531 Land $77,000 Building $304,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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