Santa Cruz County property record for 763 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $611,000 (2018) |
| Tax Bill | $8,610.00 (2025) |
| Primary APN | 040-181-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,680 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Topography | Steep Topography |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Street Address | 763 CATHEDRAL DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 040-181-16
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 763 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Apr 23, 2020 | Quit Claim Deed, Transfer OPTIMUM FIRST INC |
| Mar 16, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) STEARNS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on Record |
| Deed Sale | Mar 16, 2018 · Amount on Record |
| Deed Doc Number | 20187975 |
| Last Transfer Date | Apr 17, 2020 |
| Transfer Doc | 0000014081 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 763 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 763 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Document Number | 0000010413 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-0010413 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 23, 2020 |
| Property Address | 763 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Document Number | 0000014081 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 14081 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 763 CATHEDRAL DR APTOS CA 950033408, APTOS, CA 95003-3408 |
| Document Number | 14082 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 14082 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 16, 2018 |
| Property Address | 763 CATHEDRAL DR, APTOS, CA 95003-3408 |
| Document Number | 0000007975 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 7975 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $672.10 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 763 CATHEDRAL DR APTOS CA 950033408, APTOS, CA 95003-3408 |
| Document Number | 7976 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 7976 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,118 (+2%) Land $551,278 Building $157,840 | ||
| 2025 | $8,610.00 (+14.4%) Homeowner's exemption | $695,214 (+4.04%) Land $540,469 Building $154,745 | |
| 2023 | $7,526.00 (+1.88%) Homeowner's exemption | $668,218 Land $519,482 Building $148,736 | $671,040 |
| 2022 | $7,387.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 38% of California |
|---|---|
| Wildfire Likelihood | About 1 in 562 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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