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  5. Mount Carmel Rd

7659 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 7659 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,576 sqft · built 2010
Lot Size3.26 acres (142,006 sqft)
Owner2 Owner Names on Record
Tax Bill$1,595 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN084108 00106

Property Details

APN / Parcel Number

Primary APN084108 00106
Alternative APN
  • 108 00106

Interior

Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area2,576 sqft Living Area
1st Floor Area1,901 sqft
Upper Floors Area675 sqft
Attic Area228 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area142,006 sqft (3.26 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,810 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area141 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address7659 MT CARMEL RD
CityCOVINGTON
StateTN
Zip38019-7651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 08, COUNTY AREA: C25
Legal SubdivisionSUMMER TRACE
Legal Lot Number20
JurisdictionTIPTON TN
Township / Civil Division7
Census Block Group3
Census Block3001
Census Tract40800

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address7659 MT CARMEL RD, COVINGTON, TN 38019-7651
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FEDEX EMPLOYEES CREDIT ASSN FCU
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleAug 27, 2003
Last Transfer DateJun 4, 2010
Transfer Doc1477892
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address7659 MT CARMEL RD, COVINGTON, TN 38019-7651
Transaction TypeMortgage
Record UpdatedNov 17, 2022
Title CompanySURE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7659 MT CARMEL RD, COVINGTON, TN 38019-7651

Mortgage

Document Number0001981189
DateNov 4, 2022
Book Page1981/189
Instrument261838
Lender
NameFEDEX EMPLOYEES CREDIT ASSN FCU
TypeCredit Union
AddressMEMPHIS, TN 38132
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueOct 21, 2037

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address7659 MT CARMEL RD, COVINGTON, TN 38019-7651
Transaction TypeMortgage
Record UpdatedJun 10, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1903197
DateMay 27, 2021
Book Page1903/197
Instrument245371
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,595.00 (+5.21%)$104,825 (-) Land $12,475 Building $92,350
2023$104,825 Land $12,475 Building $92,350
2022$1,516.00
2020$419,300 Land $49,900 Building $369,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE UTILITY DISTRICT
serves 19,599 people · EPA ID TN0000201
Water SourceGroundwater
Last State InspectionFeb 2025
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Aeneas Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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