7610 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 7610 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$105,000 (Feb 2013)
Tax Bill	$598 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084108 00208`

Property Details

APN / Parcel Number

Primary APN	`084108 00208`
Alternative APN	`108 00208`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Shed	1 Shed
Shed Area	96 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7610 MT CARMEL RD
City	COVINGTON
State	TN
Zip	38019-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 08, COUNTY AREA: C62
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	40800

Owner

7610 Mount Carmel Rd is owned by a company that acquired it in October 2024.

Source: Tipton County records, as of January 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	5400 PARK AVE, 321, MEMPHIS, TN 38119-3642
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2013 · Amount on File
Deed Sale	Feb 6, 2013 · Amount on File
Prior Sale	Sep 26, 2012 · Amount on File
Deed Document Number	2013164185
Deed Book / Page	1578 / 899
Last Transfer Date	Oct 7, 2024
Transfer Doc	0002056697
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 22, 2022
Property Address	7610 MT CARMEL RD, COVINGTON, TN 38019-7644
Document Number	0019551027
Book / Page	1955 / 1027
Instrument Date	Apr 14, 2022
Instrument	256260
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	NOT AVAILABLE, REALITY T&E CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 PAEK AVE #301 # 301, 301, MEMPHIS, TN 38119-3639

Mortgage

Document Number	0000256261
Date	Apr 22, 2022
Instrument	256261

Lender

Name	AMERICAN MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7610 Mount Carmel Rd was $598.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$598.00	$39,275 Land $8,000 Building $31,275
2023		$39,275 (+42.3%) Land $8,000 Building $31,275
2022	$563.00	$27,600 Land $5,875 Building $21,725	$110,400 Land $23,500 Building $86,900
2020			$157,100 Land $32,000 Building $125,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7610 Mount Carmel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7610 Mount Carmel Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20