7713 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 7713 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,978 sqft · built 1997
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (May 2026)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084108B A 01800`

Property Details

APN / Parcel Number

Primary APN	`084108B A 01800`
Alternative APN	`108B A 01800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	590 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	7713 MT CARMEL RD
City	COVINGTON
State	TN
Zip	38019-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 08, COUNTY AREA: C25
Legal Subdivision	SUMMER TRACE
Legal Lot Number	18
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3001
Census Tract	40800

Owner

7713 Mount Carmel Rd is owned and occupied by an individual who bought it in May 2026.

Source: Tipton County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7713 MT CARMEL RD, COVINGTON, TN 38019-7646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Special Warranty Deed, Transfer TOWNSGATE CLOSING SERVICES
Feb 11, 2026	Deed, Foreclosure
Aug 16, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage OLIN & LEIGH FUNDERBURK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Feb 11, 2026 · Amount on File
Deed Document Number	2026292220
Deed Book / Page	2123 / 1016
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	0002112624
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 7, 2026
Property Address	7713 MT CARMEL RD, COVINGTON, TN 38019-7646
Document Number	0000292220
Book / Page	2123 / 1016
Instrument Date	Apr 21, 2026
Instrument	2026.292220
Transaction Type	Transfer
Record Updated	May 18, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transaction

Amount	Amount on Record
Tax	$70,068.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7713 MT CARMEL RD, COVINGTON, TN 38019-7646

February 2026: Deed, Foreclosure

Document Type	Deed
Jurisdiction	TIPTON TN
Recording Date	Feb 11, 2026
Property Address	7713 MT CARMEL RD, COVINGTON, TN 38019-7646
Document Number	0002112624
Book / Page	2112 / 624
Map Reference	CAB D SL 93
Instrument Date	Feb 10, 2026
Instrument	289867
Transaction Type	Foreclosure
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$764.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	7713 MT CARMEL RD, COVINGTON, TN 38019-7646
Document Number	1770500
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7713 MT CARMEL RD COVINGTON TN 380197646, COVINGTON, TN 38019-7646

Mortgage

Document Number	1770500
Date	Aug 20, 2018
Book Page	001770/000500
Instrument	216323

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	7713 MT CARMEL RD, COVINGTON, TN 38019-7646
Document Number	1767135
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	PREMIER ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7713 MT CARMEL RD COVINGTON TN 380197646, COVINGTON, TN 38019-7646

Mortgage

Document Number	1767135
Date	Jul 20, 2018
Book Page	001767/000135
Instrument	215477

Lender

Name	OLIN & LEIGH FUNDERBURK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7713 Mount Carmel Rd was $1,027.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00	$67,500 Land $9,300 Building $58,200
2023		$67,500 Land $9,300 Building $58,200
2022	$974.00
2020			$270,000 Land $37,200 Building $232,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7713 Mount Carmel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7713 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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