7655 Northgate Dr, Elgin, OK 73538 Property Records

Comanche County property record for 7655 Northgate Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,722 sqft · built 2022
Lot Size	0.5 acres (21,778 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (May 2026)
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-19-2-92240-002-0005`

Property Details

APN / Parcel Number

Primary APN	`04N10W-19-2-92240-002-0005`
Alternative APN	`104190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,722 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	21,778 sqft (0.5 acres)
Garage Type	Attached
Garage Area	1,036 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	104190
Street Address	7655 NORTHGATE DR
City	ELGIN
State	OK
Zip	73538-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND HILLS ADDITION BLOCK 2 LOT 5
Legal Range	10W
Legal Township	04N
Legal Section	19
Legal Subdivision	HIGHLAND HILLS ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	3
Census Block	3096
Census Tract	2102

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Construction Mortgage ALL AMERICA BANK
May 18, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
May 18, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Jan 6, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FSB
Mar 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jan 6, 2022 · Amount on Record
Deed Document Number	20267774
Deed Book / Page	10199 / 62
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008649/85
Date	Jan 8, 2021
Book Page	8649/85
Instrument	2021-000375

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 28, 2021

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 18, 2026
Property Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367
Document Number	0000007774
Book / Page	10199 / 62
Instrument Date	Apr 16, 2026
Instrument	2026.7774
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	RED RIVER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,478.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367

Mortgage

Document Number	0000007775,
Date	May 18, 2026
Instrument	2026..7775

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 18, 2026
Property Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367
Document Number	0010199/62
Book / Page	10199 / 62
Instrument Date	Apr 16, 2026
Instrument	20267774
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	RED RIVER TITLE INC, RED RIVER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,478.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367

Mortgage

Document Number	0000007775,
Date	May 18, 2026
Instrument	20267775

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 6, 2022
Property Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367
Document Number	008972/185
Book / Page	8972 / 185
Instrument Date	Jan 2, 2022
Instrument	2022-000277
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367

Mortgage

Document Number	2022000278
Date	Jan 6, 2022
Instrument	2022-000278

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Mar 19, 2021
Property Address	7655 NORTHGATE DR, ELGIN, OK 73538-2367
Document Number	0008706/70
Book / Page	8706 / 70
Instrument Date	Dec 30, 2020
Instrument	2021-004802
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$44.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12464 NE 135TH ST, FLETCHER, OK 73541-2516

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,447 (+5%) Land $8,156 Building $40,291	$430,636 (-0.97%) Land $72,498 Building $358,138
2025	$4,667.00 (-0.02%)	$46,140 (+5%) Land $4,725 Building $41,415	$434,860 (+11.33%) Land $60,000 Building $374,860
2024	$4,668.00 (+2.1%)	$43,943 (+0.4%) Land $4,500 Building $39,443	$390,600 (+0.4%) Land $40,000 Building $350,600
2023	$4,572.00	$43,769 Land $3,375 Building $40,394	$389,062 Land $30,000 Building $359,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 76% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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