7645 Northgate Dr, Elgin, OK 73538 Property Records

Comanche County property record for 7645 Northgate Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 2022
Lot Size	0.5 acres (21,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Nov 2021)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-19-2-92240-002-0006`

Property Details

APN / Parcel Number

Primary APN	`04N10W-19-2-92240-002-0006`
Alternative APN	`104191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,276 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	21,778 sqft (0.5 acres)
Garage Type	Attached
Garage Area	871 sqft
Porch	Slab
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	104191
Street Address	7645 NORTHGATE DR
City	ELGIN
State	OK
Zip	73538-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND HILLS ADDITION BLOCK 2 LOT 6
Legal Range	10W
Legal Township	04N
Legal Section	19
Legal Subdivision	HIGHLAND HILLS ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	3
Census Block	3096
Census Tract	2102

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7645 NORTHGATE DR, ELGIN, OK 73538-2367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit ALL AMERICA BANK
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	202120835
Deed Book / Page	8927 / 121
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	7645 NORTHGATE DR, ELGIN, OK 73538-2367
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008665/223
Date	Jan 27, 2021
Book Page	8665/223
Instrument	2021-001935

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	ELGIN, OK 73538

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 19, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Nov 12, 2021
Property Address	7645 NORTHGATE DR, ELGIN, OK 73538-2367
Document Number	008927/121
Book / Page	8927 / 121
Instrument Date	Nov 10, 2021
Instrument	2021-020835
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	OKLAHOMA FAMILY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021020837
Date	Nov 12, 2021
Instrument	2021-020837

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,660 (+5%) Land $8,305 Building $33,355	$370,311 (-3.05%) Land $73,818 Building $296,493
2025	$4,014.00	$39,676 (+5%) Land $4,725 Building $34,951	$381,974 (+13.72%) Land $60,000 Building $321,974
2024	$4,014.00 (+3.45%)	$37,787 (+1.71%) Land $4,500 Building $33,287	$335,884 (+1.71%) Land $40,000 Building $295,884
2023	$3,880.00	$37,151 Land $3,375 Building $33,776	$330,233 Land $30,000 Building $300,233

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 75% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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