7605 Northgate Dr, Elgin, OK 73538 Property Records

Comanche County property record for 7605 Northgate Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,267 sqft · built 2020
Lot Size	0.5 acres (21,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,000 (Apr 2024)
Tax Bill	$4,091 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-19-2-92240-002-0008`

Property Details

APN / Parcel Number

Primary APN	`04N10W-19-2-92240-002-0008`
Alternative APN	`104193`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,267 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	21,778 sqft (0.5 acres)
Garage Type	Attached
Garage Area	911 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	104193
Street Address	7605 NORTHGATE DR
City	ELGIN
State	OK
Zip	73538-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND HILLS ADDITION BLOCK 2 LOT 8
Legal Range	10W
Legal Township	04N
Legal Section	19
Legal Subdivision	HIGHLAND HILLS ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	3
Census Block	3096
Census Tract	2102

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7605 NORTHGATE DR, ELGIN, OK 73538-2367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Apr 17, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	20245294
Deed Book / Page	9548 / 32
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Recording Date	Jul 2, 2026
Property Address	7605 NORTHGATE DR, ELGIN, OK 73538-2367
Document Number	0000010663
Book / Page	10245 / 271
Instrument Date	Jun 25, 2026
Instrument	202610663
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7605 NORTHGATE DR, ELGIN, OK 73538-2367

Mortgage

Document Number	0000010663,
Date	Jul 2, 2026
Book Page	10245/271
Instrument	202610663

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Apr 17, 2024
Property Address	7605 NORTHGATE DR, ELGIN, OK 73538-2367
Document Number	0009548/32
Book / Page	9548 / 32
Instrument Date	Apr 7, 2024
Instrument	2024-005294
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7605 NORTHGATE DR, ELGIN, OK 73538-2367

Mortgage

Document Number	2024005295
Date	Apr 17, 2024
Instrument	2024-005295

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Apr 29, 2021
Property Address	7605 NORTHGATE DR, ELGIN, OK 73538-2367
Document Number	0008742/27
Book / Page	8742 / 27
Instrument Date	Apr 20, 2021
Instrument	2021-007354
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$508.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7605 NORTHGATE DR, ELGIN, OK 73538-2367

Mortgage

Document Number	2021007355
Date	Apr 29, 2021
Instrument	2021-007355

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,010 (-4.76%) Land $9,563 Building $39,447	$435,637 (-4.76%) Land $85,000 Building $350,637
2025	Homeowner's exemption	$51,458 (+31.37%) Land $6,750 Building $44,708	$457,403 (+31.37%) Land $60,000 Building $397,403
2023	$4,091.00	$39,170 Land $3,375 Building $35,795	$348,175 Land $30,000 Building $318,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 75% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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