Osceola County property record for 7651 Five Oaks Dr, Harmony, FL 34773 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,355 sqft · built 2023 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,554 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 20-26-32-4406-0001-0010 |
| Primary APN | 20-26-32-4406-0001-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,355 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 2,355 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 245 sqft |
| Heating System | HVAC |
|---|
| Street Address | 7651 FIVE OAKS DR |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKES OF HARMONY PB 33 PGS 119-122 LOT 1 |
| Legal Subdivision | NORTH LAKES OF HARMONY |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 20-26-32-4406-0001-0010
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7651 FIVE OAKS DR, HARMONY, FL 34773-6197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2023 |
| Property Address | 7651 FIVE OAKS DR, HARMONY, FL 34773-6197 |
| Document Number | 0065081959 |
| Book / Page | 6508 / 1959 |
| Map Reference | MB 33 PG 119-122 |
| Instrument Date | Nov 03, 2023 |
| Instrument | 2023153484 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | CLEAR TITLE/FL LLC, CLEAR TITLE OF FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,341.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9717 EAGLE CREEK CENTER BLVD STE 200, 200, ORLANDO, FL 32832-6346 |
| Name | Verified Name |
|---|---|
| Address | 7651 FIVE OAKS DR, HARMONY, FL 34773-6197 |
| Document Number | 0065081961 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 6508/1961 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,554.00 Homeowner's exemption Veteran's exemption | $376,000 Land $55,000 Building $321,000 | $376,000 Land $55,000 Building $321,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 70.5 ft |
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 103 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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