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7154 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7154 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,840 sqft · built 2006
Lot Size0.107 acres (4,704 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (May 2021)
Tax Bill$3,672 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30263228770001005F

Property Details

APN / Parcel Number

Primary APN30263228770001005F
Alternative APN
  • 148635

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,840 sqft Heated Area
Gross Area2,364 sqft
1st Floor Area920 sqft
Upper Floors Area920 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,704 sqft (0.107 acres)
Garage TypeDetached - Finished
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number148635
Street Address7154 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6060
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 5F
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY TOWNHOMES
Legal Tract2877
Legal Block1
Legal Lot Number5
Legal Unit5F
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2093
Census Tract43801

Owner

Source: Osceola County records · APN 30263228770001005F

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7154 FIVE OAKS DR, HARMONY, FL 34773-6060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2021 · Amount on Record
Deed SaleMay 10, 2021 · Amount on Record
Prior SaleOct 19, 2006 · Amount on Record
Deed Document Number2021071447
Deed Book / Page5954 / 1456
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 10, 2021
Property Address7154 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0059541456
Book / Page5954 / 1456
Map ReferenceMB 19 PG 34-38
Instrument DateMay 07, 2021
Instrument2021071447
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1129 FOX HUNT DR, 1129, WINTER HAVEN, FL 33880-5023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7154 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0059541458
DateMay 10, 2021
Instrument5954/1458
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,672.00 (+6.99%) Homeowner's exemption$157,940 (+5.99%)$244,400 (+1.88%) Land $40,000 Building $204,400
2023$3,432.00 (+6.02%) Homeowner's exemption$149,019 (+3%)$239,900 (+24.43%) Land $14,900 Building $225,000
2022$3,237.00 Homeowner's exemption$144,679$192,800 Land $14,900 Building $177,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire LikelihoodAbout 1 in 219 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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