7251 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7251 Five Oaks Dr, Harmony, FL 34773

Property Summary

Property TypeGolf Course
Details16,500 sqft · built 2004
Lot Size2.8 acres (121,968 sqft)
OwnerCompany Name on Record
Last Sale$6,900,000 (Jan 2025)
Tax Bill$33,719 (2025)
Deeds & MortgagesApr 2022 Second Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN302632343800010010

Property Details

APN / Parcel Number

Primary APN302632343800010010

Interior

Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area16,500 sqft Heated Area
Gross Area20,117 sqft
1st Floor Area16,500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area121,968 sqft (2.8 acres)
PorchOpen Porch
Porch Area3,529 sqft
Patio Area5,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address7251 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6045
Property CategoryCommercial
Property TypeCommercial > Retail > Golf Course
Local Zoning CodeOPD
Legal DescriptionHARMONY RETAIL PB 28 PGS 127-128 LOT 1
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionGOLF COURSE
Legal Tract3438
Legal Lot Number1
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address148 BURRELL CIR, KISSIMMEE, FL 34744-8432
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HARMONY RETAIL LLC
Aug 29, 2019Grant Deed, Mortgage · Line of Credit
FLORIDA BUSN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2025 · Amount on Record
Deed SaleJan 10, 2025 · Amount on Record
Deed Document Number0067251928
Deed Book / Page6725 / 1928
Last Transfer DateJan 13, 2025
Transfer Doc0067251928
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7251 FIVE OAKS DR, HARMONY, FL 34773-6045
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061922395
DateApr 12, 2022
Book Page6192/2395
Instrument2022058335
Lender
NameHARMONY RETAIL LLC
TypeNon-Lending Institution
AddressSAINT CLOUD, FL 34773
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateAug 29, 2019
Property Address7251 FIVE OAKS DR, HARMONY, FL 34773-6045
Document Number0055812543
Book / Page005581 / 002543
Instrument DateAug 29, 2019
Instrument112507
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11507 N SHORE GOLF CLUB BLVD ORLANDO FL 328325925, ORLANDO, FL 32832-5925

Mortgage

Document Number0055812543
DateAug 29, 2019
Book Page005581/002543
Instrument112507
Lender
NameFLORIDA BUSN BK
TypeBank
Address340 N HARBOR CITY BLVD, MELBOURNE, FL 32935-6763
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 28, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,719.00 (+0.43%)$1,928,100 (+26.06%) Land $194,400 Building $1,733,700$1,928,100 (+26.06%) Land $194,400 Building $1,733,700
2023$33,573.00 (+6.68%)$1,529,500 (+0.96%) Land $165,300 Building $1,364,200$1,529,500 (+0.96%) Land $165,300 Building $1,364,200
2022$31,471.00$1,515,000 Land $137,800 Building $1,377,200$1,515,000 Land $137,800 Building $1,377,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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