San Diego County property record for 765 Val Sereno Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,990 sqft · built 1987 |
| Lot Size | 0.295 acres (12,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,475,000 (Dec 2022) |
| Tax Bill | $28,784 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Dec 2022 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-190-49-00 |
| Primary APN | 264-190-49-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,990 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 12,884 sqft (0.295 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 765 VAL SERENO DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 28 DOC94-0238991 IN LOT 147 OF MAP 7531&ALL OF TR 006323 |
| Legal Subdivision | LAKE VAL SERENO |
| Legal Tract | 006323 |
| Legal Block | 1 |
| Legal Lot Number | 28,14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-190-49-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 15, 2022 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Dec 15, 2022 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 15, 2022 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Nov 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GEORGIOU FAMILY TRUST |
| Sep 27, 2022 | Grant Deed, Transfer · Construction Mortgage QUANTA FINANCE LLC |
| Sep 27, 2022 | Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on Record |
| Deed Sale | Dec 15, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2022 · Amount on Record |
| Deed Document Number | 2022470232 |
| Prior Transfer Date | Dec 05, 2022 |
| Prior Transfer Doc | 0000470230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Document Number | 0000188218 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023-0188218 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2022 |
| Property Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Document Number | 0000470230 |
| Map Reference | MAP 6323 |
| Instrument Date | Dec 05, 2022 |
| Instrument | 2022-0470230 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 462 STEVENS AVE STE 108, 108, SOLANA BEACH, CA 92075-2065 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2022 |
| Property Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Document Number | 0000470232 |
| Map Reference | MAP 6323 |
| Instrument Date | Dec 05, 2022 |
| Instrument | 2022-0470232 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Document Number | 0000470233 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022-0470233 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Max Rate | 9.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2022 |
| Property Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Document Number | 0000470231 |
| Map Reference | MAP 6323 |
| Instrument Date | Dec 03, 2022 |
| Instrument | 2022-0470231 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 462 STEVENS AVE STE 108, 108, SOLANA BEACH, CA 92075-2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000435769 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022-0435769 |
| Name | GEORGIOU FAMILY TRUST |
|---|---|
| Type | Private Party |
| Address | 9901 TRAILWOOD DR APT 2033, LAS VEGAS, NV 89134 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 27, 2022 |
| Property Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Document Number | 0000378704 |
| Map Reference | MAP 6323 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022-0378704 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Document Number | 0000378705 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022-0378705 |
| Name | QUANTA FINANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 79797 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 27, 2022 |
| Property Address | 765 VAL SERENO DR, ENCINITAS, CA 92024-6921 |
| Document Number | 0000378703 |
| Map Reference | MAP 6323 |
| Instrument Date | Aug 09, 2022 |
| Instrument | 2022-0378703 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3450 N HUALAPAI WATY #2010 # 2010, 2010, LAS VEGAS, NV 89129-8077 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,615,877 (+2%) Land $1,910,174 Building $705,703 | |
| 2025 | $28,784.00 (+92.24%) | $2,564,586 (+91.39%) Land $1,872,720 Building $691,866 |
| 2023 | $14,973.00 (+8.05%) | $1,340,000 Land $1,100,000 Building $240,000 |
| 2022 | $13,858.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Race Telecommunications.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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