San Diego County property record for 804 Val Sereno Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,725 sqft · built 1976 |
| Lot Size | 0.182 acres (7,948 sqft) |
| Owner | Company Name on File |
| Last Sale | $287,000 (May 1997) |
| Tax Bill | $6,396 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Jun 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-190-14-00 |
| Primary APN | 264-190-14-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,725 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,948 sqft (0.182 acres) |
| View / Lot | Woodland |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 804 VAL SERENO DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 TR 006323 |
| Legal Subdivision | LAKE VAL SERENO |
| Legal Tract | 006323 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-190-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 804 VAL SERENO DR, ENCINITAS, CA 92024-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 08, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jun 12, 2018 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| May 15, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 1997 · Amount on Record |
| Deed Sale | May 13, 1997 · Amount on Record |
| Prior Sale | Jun 15, 1994 · Amount on Record |
| Deed Document Number | 1997222481 |
| Last Transfer Date | May 15, 2018 |
| Transfer Doc | 0000194859 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 804 VAL SERENO DR, ENCINITAS, CA 92024-6922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000571638 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 2017-0571638 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 804 VAL SERENO DR, ENCINITAS, CA 92024-6922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000237197 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018-0237197 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 804 VAL SERENO DR, ENCINITAS, CA 92024-6922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 804 VAL SERENO DR, ENCINITAS, CA 92024-6922 |
| Document Number | 0000636702 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020-0636702 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2018 |
| Property Address | 804 VAL SERENO DR, ENCINITAS, CA 92024-6922 |
| Document Number | 0000194859 |
| Instrument Date | May 15, 2018 |
| Instrument | 194859 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 804 VAL SERENO DR ENCINITAS CA 920246922, ENCINITAS, CA 92024-6922 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $547,450 (+2%) Land $208,190 Building $339,260 | |
| 2025 | $6,396.00 (+6.53%) Homeowner's exemption | $536,716 (+4.04%) Land $204,108 Building $332,608 |
| 2023 | $6,004.00 (+5%) Homeowner's exemption | $515,877 Land $196,183 Building $319,694 |
| 2022 | $5,718.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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