San Diego County property record for 756 Val Sereno Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,174 sqft · built 1980 |
| Lot Size | 0.338 acres (14,735 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,250,000 (Sep 2019) |
| Tax Bill | $15,571 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-190-39-00 |
| Primary APN | 264-190-39-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,174 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 14,735 sqft (0.338 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2641901000 |
|---|---|
| Street Address | 756 VAL SERENO DR |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 10 (EX DOC79-27767) TR 006323 |
| Legal Subdivision | LAKE VAL SERENO |
| Legal Tract | 006323 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 17111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 24, 2023 | Intrafamily Transfer, Transfer |
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 11, 2018 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Sep 3, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 12, 2018 | Grant Deed, Transfer ROSS C A & G L F/TR (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on Record |
| Deed Sale | Sep 3, 2019 · Amount on Record |
| Prior Sale | Jun 12, 2018 · Amount on Record |
| Deed Document Number | 2019379186 |
| Last Transfer Date | Mar 16, 2023 |
| Transfer Doc | 0000075989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 24, 2023 |
| Property Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Document Number | 0000075989 |
| Map Reference | MAP 6323 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023-0075989 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Document Number | 0000066503 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-0066503 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|
| Document Number | 0000376261 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 2018-0376261 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 3, 2019 |
| Property Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Document Number | 0000379186 |
| Map Reference | MAP 6323 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 2019-0379186 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Document Number | 0000379187 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 2019-0379187 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 12, 2018 |
| Property Address | 756 VAL SERENO DR, ENCINITAS, CA 92024-6919 |
| Document Number | 0000237962 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 237962 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,111.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4962 CONCANNON CT SAN DIEGO CA 921302723, SAN DIEGO, CA 92130-2723 |
| Document Number | 237963 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 237963 |
| Name | ROSS C A & G L F/TR (PT) |
|---|---|
| Address | 4962 CONCANNON CT, SAN DIEGO, CA 92130-2723 |
| Amount | Amount Recorded |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,394,393 (+2%) Land $1,054,162 Building $340,231 | |
| 2025 | $15,571.00 (+5.52%) Homeowner's exemption | $1,367,053 (+4.04%) Land $1,033,493 Building $333,560 |
| 2023 | $14,757.00 (+5.01%) Homeowner's exemption | $1,313,970 Land $993,362 Building $320,608 |
| 2022 | $14,053.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Race Communications.
5G (outdoors only) and 4G LTE
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